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Publisher: Nacha
Year: 2022
This fully searchable, portable, Adobe-based product provides convenient, read-only access, with no available print function, to the digital 2022 Nacha Operating Rules & Guidelines — on up to two devices.
Please Note: All digital purchases are final.

Publisher: Nacha
Year: 2022

The 2022 Nacha Operating Rules use clear, straightforward, and consistent language throughout to help make them more easily understood and information easier to find. The 2022 Nacha Operating Guidelines contain complete discussions of each ACH Network participant type and its role and obligations in the ACH Network. The Guidelines also contain a section on Standard Entry Class Codes and an Appendices section which consolidates charts, sample forms and reference materials in one quick-find location.
Publisher: Nacha
Year: 2022
Contains all the information in the print edition.
 
Publisher: EPCOR

Utilize the 250 cards as a hands-on, convenient study aide or to brush up on your check/image knowledge. Materials covered include: a general overview; laws and regulations; fraud and risk mitigation; operations; and products, standard and format information. (2021)
CheckPro$200.00 USD
Publisher: NEACH

Whether studying for the NCP exam or keeping current with professional development, CheckPro™ is the tool that gets you where you are going. CheckPro™ has been specifically designed to help you master the changing check landscape and related payment systems. Covering four essential knowledge areas: Fraud and Risk, Operations, Products and Rules, Laws, and Regulations, CheckPro™ contains all the extra practice
and information you need to be a successful Check Professional.

 

Publisher: UMACHA
Year: 2022
This guide provides financial institutions with an overview of general image & remote deposit capture (RDC) considerations when contemplating the addition of RDC to its product offerings.  In addition to an introduction chapter on ‘The Check Clearing Act for the 21st Century’ (otherwise known as ‘Check 21’), the benefits & process flows of RDC, mobile capture, branch capture, & image exchange are each examined.  To help jumpstart your RDC product offering, the CD also includes the following attachments: Sample RDC Risk Management Policy, Mobile Capture Risk Management Policy, Sample Corporate RDC Limit Review Form, Sample Corporate RDC Service Agreement, Sample Consumer RDC Service Agreement, Glossary of Terms, & Website Resources.  As with all sample agreements, please consult with your legal counsel prior to implementation to ensure this document meets your FI’s needs.
The purpose of this sample policy is to set forth policies & procedures in regard to the risk associated with offering Mobile Deposit services.  This sample document covers the following topics: Implementation, Compliance with Policy, Strategic Risk, Legal and Compliance Risk, Operational and Transaction Risk, Internal Controls and Risk Mitigation, & Measuring and Monitoring Risks.  As with all sample policies, please consult with your legal counsel prior to implementation to ensure this document meets your FI’s needs.
Publisher: UMACHA
Year: 2022

This sample agreement provides financial institutions (FI) with a rough draft for establishing the terms & conditions of their mobile remote deposit product.  As with all sample terms & conditions documents, please consult with your legal counsel prior to implementation to ensure this document meets your FI’s needs.

Publisher: UMACHA
Year: 2022

According to the FFIEC Risk Management Guidance for RDC, management should establish appropriate risk-based guidelines to qualify customers for this service.  This limit review form should assist financial institutions in laying the groundwork for their due-diligence related to RDC onboarding.

Publisher: UMACHA
Year: 2022
This Remote Deposit Capture corporate service agreement is designed to assist financial institutions in identifying and mitigating the risk in operating a remote deposit capture product.  

As with all sample agreements, please consult with your legal counsel prior to implementation to ensure this document meets your FI’s needs.
Publisher: UMACHA
Year: 2022
FFIEC guidance regarding risk management of Merchant Capture says when appropriate, based on risk, financial institutions may choose to rely on self-assessments by their Merchant Capture customers for controls that would otherwise be reviewed during an on-site visit. This self-assessment form can easily be modified to assist a financial institution when performing Merchant Capture customer reviews at locations they choose not to visit but still need to obtain important information.
Publisher: UMACHA
Year: 2022
FFIEC guidance regarding risk management of RDC says financial institutions may choose to conduct on-site visits for new & existing customers to assess RDC suitability.  This RDC customer assessment form can easily be modified to assist a financial institution when they perform new & existing customer reviews during on-site visits.
Publisher: UMACHA
Year: 2022
If you have deployed a branch capture process internally or offer an RDC service to your customers, did you know an RDC risk assessment needs to be performed? Are you looking for a tool to help conduct a risk assessment of your RDC program? Make sure you are ready for the questions that will be asked by regulators. This guide was developed so financial institutions can identify risks within an RDC program based on the places where checks are being captured. Checklists, process steps, interview questions and website resources are also included, in addition to an RDC end-user self-assessment form.
Publisher: UMACHA
Year: 2022
The purpose of this sample policy is to set forth policies & procedures in regard to the risk associated with offering RDC services.  This sample document covers the following topics: Implementation, Compliance with Policy, Strategic Risk, Legal and Compliance Risk, Operational and Transaction Risk, Internal Controls and Risk Mitigation, & Measuring and Monitoring Risks.  As with all sample policies, please consult with your legal counsel prior to implementation to ensure this document meets your FI’s needs.

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Publisher: UMACHA
Year: 2022
This sample letter can be used to let your originating companies know how to access the Rules and other pertinent information as part of your ACH Origination education program.
Publisher: UMACHA
Year: 2022
Sample agreement between the FI and the originating company. Used as a starting point and tailored to each FI as needed.
Publisher: UMACHA
Year: 2022
The purpose of the ACH Corporate User Guide is to help corporations/businesses establish and maintain a successful ACH origination program. The guide explains the preliminary requirements, fundamental operations and implementation concerns regarding specific ACH payment applications.
Publisher: NACHA
Year: 2016

This publication explores strategies and solutions for extending ACH products and services to financial institutions’ business and consumer customers. Supporting increased understanding of ACH marketing and sales opportunities, the publication is written to help financial institutions in marketing and using ACH services in support of their business, government and consumer customers.

Publisher: UMACHA
Year: 2022

VOLUME PRICING: Select Options Button for Quantity and Price

The purpose of this guide is to provide a high-level, easy to comprehend understanding of the Nacha Operating Rules and Guidelines for companies originating ACH transactions.  Provided in an electronic format for easy distribution.  See below for information about volume pricing & delivery.
 
Members will communicate the number of Originators for which they would like to send a copy of the guide.  UMACHA will send the document to the member via email, who will then distribute the document to their corporate Originators.  No shipping fees assessed but there is a $5.00 processing fee for each order.

Publisher: NACHA
Year: 2020
Written by experienced experts from both the private and the government sector, The Story of Payments: How The Industrialization of Trust Created the Modern Payments System  tells the story of how payments – between people, merchants, employers and governments – emerged from the ancient system of barter and grew, through various technological implementations ranging from coins and paper money to checks, wire transfers and credit cards to today’s entirely electronic local and international payment systems.
Click the above title for more information.

Recording Date(s): March 2022

Includes the following webinars & documents:
  • How to Conduct Your Annual ACH Audit (Part 1) - 90 mins
  • How to Conduct Your Annual ACH Audit (Part 2) - 90 mins
  • How to Conduct Your ACH Risk Assessment (Part 3) - 60 mins
  • How to Conduct Your RDC Risk Assessment (Part 4) - 60 mins
  • 2022 ACH Audit Guide publication
Continuing Education Credits:
  • Part 1 & 2 qualifies for up to 1.8 AAP/APRP CECs
  • Part 3 & 4 qualifies for up to 1.2 AAP/APRP CECs
  • Part 3 also qualifies for up to 1.2 NCP CECs
Click the above title for more information

Recording Date(s): March 2022

Includes the following webinars & documents:
  • How to Conduct Your Annual ACH Audit (Part 1) - 90 mins
  • How to Conduct Your Annual ACH Audit (Part 2) - 90 mins
  • 2022 ACH Audit Guide publication
Continuing Education Credits:
  • Part 1 & 2 qualifies for up to 1.8 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): March 22, 2022

Length: 60 minutes

Description:  With Remote Deposit Capture (RDC) becoming a staple product offering, the periodic review of an RDC program is a crucial component of an institution's overall risk management program.  This 60-minute webinar led by UMACHA's compliance team will explore the existing regulatory guidance related to RDC, along with common areas of risk & best practices for reducing an FI's RDC risk exposure.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): March 15, 2022

Length: 60 minutes

Description: The Nacha Operating Rules require each financial institution (along with Third-Party Senders) to conduct a risk assessment of their ACH activities, & to also establish a risk management program on the basis of the risk assessment.  This 60-minute webinar led by UMACHA's compliance team will cover common ACH risk considerations, recommended controls, & how to appropriately rate your risk.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): March 29, 2022

Length: 90 minutes

Description: ODFIs must ensure that each of their Third-Party Senders (TPS) performs an annual ACH audit.  This 90-minute webinar led by UMACHA's compliance team will cover what rules apply specifically to Third-Party Senders, how to educate them on their audit obligation, & what avenues exist in completing their annual ACH audit.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
Recording Date 08/2021

Three new ACH rules go into effect in June, is your institution prepared?  Learn how the Nacha rules are putting tighter guidelines around reversals, including formatting requirements and proper usage.  Nacha is also aligning with PCI data requirements regarding data security for ACH data stored electronically, how does that affect your institution and your originators?  Lastly, we will discuss the limitations on breach of warranty claims for receiving institutions (RDFIs) to make against originating institutions (ODFIs). 

Who Should Attend?
Everyone

Qualifies for up to 1.8 Continuing Education Credits Per Webinar
Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Upcoming Rule Changes: Same Day ACH and WEB Debit Account Validation

Prepare your institution for two upcoming rule changes effective in March. Is your institution prepared for the third same day ACH window? Are your originators prepared for account validation for WEB debit entries? This session will cover considerations for both rule changes to keep your institution and your originators in compliance.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP and APRP Continuing Education Credits Per Webinar
Click the above title for more information.

Recording Date(s): July 20, 2022

Length: 90 minutes

Description: New ACH rules related to Third-Party Senders & Micro Entries take effect in September of 2022.  This 90-minute webinar led by UMACHA's education team will address the changes to the Nacha Operating Rules & Guidelines & the additional responsibilities of ACH participants.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
AAP Package Open Forum with 6 part Mini Series. AAP Package participants will receive each mini session and an opportunity to discuss questions on their AAP study material. NOTE: Each Mini will be pre-recorded and available for individual purchase for a quick review of a single ACH topic. Sessions include: {Session topics TBD}
Part 2 of 6 AAP Open Forum Mini-Webinar discussing New Rules for 2021
Part 3 of 6 AAP Open Forum Mini-Webinar 
Part 4 of 6 AAP Open Forum Mini-Webinars
Part 5 of 6 AAP Open Forum Mini-Webinar discussing ACH By The Numbers

Part 6 of 6 AAP Open Forum Mini-Webinar discussing Nacha Approved Banking Conventions

Understanding ACH products (SEC Codes) is one of the most essential pieces of knowledge your staff can have! ACH products tell almost everything you need to know when handling a Return or Extended Return. Knowing each product helps both ODFIs and RDFIs to know their rights and responsibility from Origination to Returns. Join this session if you are in Operations to ensure you are providing correct information to your customers when a Return will be processed.

Qualifies for up to 1.8 AAP Continuing Education Credits

Who Should Attend?
Everyone

 

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Understanding the use and intended purpose of ACH products (SEC Codes) is going to be one of the most essential pieces of knowledge your treasury staff can have when it comes to selling ACH services to your corporate customers, as well as mitigating risk to your Financial Institution as well as your customers. Join us for this webinar if to ensure you have the knowledge to offer the correct product and providing correct information to your customers when a Return will be processed.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP and APRP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

From the initial concept through final construction, UMACHA's file format enthusiasts will break down why an ACH file is built the way it is. Walking through each level of the file, you'll see the behind the scenes picture of how our network works through bits and bytes.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

 

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Since the NACHA Operating Rules focus a lot on the duties of other participants, it may be easy to overlook the fact that the RDFI still has to meet its obligations under the Rules. Join us for this 90-minute in depth review of what an RDFI is required to do and what warranties they make to other parties in the network. A must attend for those that are an RDFI only or that are preparing for the AAP exam!

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP and APRP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

 

It is no secret that the majority of warranties made to participants in the ACH Network come from the ODFI. It is important for everyone to be aware of what the ODFI is responsible for under the NACHA Operating Rules. This hour and a half long session breaks down the Rule book as it relates to ODFIs, their Originators and Third-Party Senders.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP and APRP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Understanding the differences between Federal Government and Nacha Operating Rules requirements can be intimidating. This easy to follow, entertaining session walks attendees through how to properly handle payments from Federal Government agencies and compares the differences in liability for government vs. commercial reclamations. Real-life examples to reinforce learning will cap off this 90-minute webinar.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

 

Banking in the 21st century has subjected institutions to many new regulatory requirements. Do you know what regulations you need to understand in order to beat the heat in the compliance kitchen? Reviews of Regs D, CC, E as well as BSA, OFAC, FinCEN and the USA PATRIOT Act requirements will be covered. Additional topics on the menu for this session feature UCC4A requirements, including provisions that can or cannot be altered by agreement. Don't miss this session for a first taste of what is involved in ACH Compliance!

Who Should Attend?
Everyone / AAP Continuing Education Credits

Qualifies for up to 1.8 Continuing Education Credits Per Webinar

The Nacha Operating Rules are unique, as they provide participants three different ways to handle disputes with other parties. From compensation to arbitration and through the formalized Rules Enforcement process, make sure you know what is available to your institution if you should need to escalate an issue you have with another participant. Attendees will learn the minimum requirements and steps involved with each of these processes and will be tested with interactive case studies to see if they know which route is the best to pursue in order to resolve an issue.

Who Should Attend?
Everyone / AAP Continuing Education Credits

Qualifies for up to 1.8 Continuing Education Credits Per Webinar

While they may seem similar in theory, the Nacha Operating Rules actually treat stop payment requests and unauthorized Entries very differently. Does your institution understand the difference between these proactive and reactive concepts? This 90-minute Rules oriented session, will have all attendees walking away with a better understanding on how to handle these common exceptions.

Who Should Attend?
Everyone / AAP Continuing Education Credits

Qualifies for up to 1.8 Continuing Education Credits Per Webinar

Types of risk can be found in many of our common daily practices and activities within the ACH Network. Do you know what they are and how to spot them? ACH also poses some unique, higher risk situations when you add in concepts such as Direct Access and Third-Party Relationships. Don't be caught unaware - this session will shed light on potential risks you may have right now, some that you not even be aware of.

Who Should Attend?
Everyone / AAP Continuing Education Credits

Qualifies for up to 1.8 Continuing Education Credits Per Webinar

ACH Agreements$450.00 USD
Click the above title for more information.

Recording Date(s): January 5, 2022

Length: 90 minutes

Description: ODFIs, as gatekeepers of access to the ACH Network, are required by rule to establish origination agreements with each Originator & Third-Party Sender (TPS).  However, these aren't the only agreements required by the Nacha Opearting Rules.  This 90-minute webinar led by UMACHA's education team will cover where ACH agreements are required, what provisions must be included by rule, & what additional provisions should be added as a best practice.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
ACH Fundamentals$450.00 USD
Click the above title for more information.

Recording Date(s): January 19, 2022

Length: 90 minutes

Description: This webinar is designed to help attendees get started laying the groundwork in understanding the ACH network.  This 90-minute webinar led by UMACHA's education team will cover the benefits of the ACH Network, a brief historical overview, the common participants, & some important defined terms.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
ACH Originator Periodic Review Process
Originating Depository Financial Institutions (ODFIs) have a responsibility to periodically review their originators to ensure they are in compliance with the Nacha Rules and their originator agreement. This session will offer best practices for ODFIs to use in that review process.

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar
Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Click the above title for more information.

Recording Date(s): January 25, 2022

Length: 90 minutes

Description: ACH returns must be properly formatted & transmitted timely, but timeframes can vary from code-to-code & some returns require additional paperwork prior to transmission.  This 90-minute webinar led by UMACHA's education team will cover common RDFI Return Reason Codes, dishonored and contested/corrected dishonored returns, & extended returns.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): January 6, 2022

Length: 90 minutes

Description: ACH Return Reason Codes generally fall into one of two timeframes: the general return timeframe (two days) or the extended return timeframe (60 days).  This 90-minute webinar led by UMACHA's education team will examine these two very different timeframes.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
Recorded November 2021

You've made the decision to pursue your Accredited ACH Professional (AAP) certification. Are you asking the question, "now what?" Let UMACHA help you build your very own customized training program. Level One of UMACHA's "AAP Blueprint for Success" will lay the foundation you need to be prepared for the exam. With guidance from UMACHA’s specialized staff, they will teach you how to make your very own blueprint for success! From experienced ACH operations personnel to beginners, this will walk you thru what information to study, give you activities for later review, and help you prepare for the exam.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Click the above title for more information.

Recording Date(s): March 3, 2022

Length: 90 minutes

Description: One of the most common audit findings is errors made related to stop payments & Written Statements of Unauthorized Debit (WSUDs).  This 90-minute webinar led by UMACHA's education team will help frontline staff understand the usage of a stop vs. an extended return for an ACH entry & what documentation is required under the Nacha Rules.

Continuing Education Credits:
Qualifies for up to 1.8 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): February 17, 2022

Length: 60 minutes

Description:  The ACH Network will see changes in 2022 to Same-Day ACH, account number stored electronically, guardrails enacted around Micro Entries, & clarifications to the rules surround Third-Party Senders & Nested Third-Party Senders.  All this & more will be covered during this 60-minute webinar led by UMACHA's education team.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): February 8, 2022

Length: 90 minutes

Description: Conducting a sufficient review of each originating party at onboarding, as well as on a periodic basis, will help ensure ODFIs avoid entering into undesirable ACH origination relationships.  This 90-minute webinar led by UMACHA's education team will discuss the warranties an ODFI makes to the rest of the network on behalf of its originating parties, best practices for on-going Originator education, & periodic review considerations.

Continuing Education Credits:
Qualifies for up to 1.8 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): February 2, 2022

Length: 30 minutes

Description: This 30-minute session led by UMACHA's education team is intended to give new operations staff a baseline understanding of ACH, including the participants & their responsibilities, types of transactions, as well as some questions to ask their supervisor related to the processes at their specific FI.

Continuing Education Credits:
  • Qualifies for up to 0.6 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): February 23, 2022

Length: 30 minutes

Description:  This 30-minute session led by UMACHA's education team will discuss transaction flows for deposits & withdrawals, cash handling procedures, & preparing a teller station for customers/members.

Continuing Education Credits:
  • Qualifies for up to 0.6 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): February 9, 2022

Length: 30 minutes

Description:  This 30-minute session led by UMACHA's education team is intended to give new operations staff a baseline understanding of card & wire transactions, including the participants & their responsibilities, transaction flow, as well as some questions to ask their supervisor related to processes at their specific FI.

Continuing Education Credits:
  • Qualifies for up to 0.6 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): February 16, 2022

Length: 30 minutes

Description:  This 30-minute session led by UMACHA's education team is intended to give new operations staff a baseline understanding of checks, including the participants & their responsibilities, endorsements, transaction flow, as well as some questions to ask their supervisor related to processes at their specific FI.

Continuing Education Credits:
  • Qualifies for up to 0.6 AAP/APRP CECs
  • Also qualifies for up to 0.6 NCP CECs
Click the above title for more information.

Recording Date(s): February 2022

Includes the following webinars:
  • Payment Bootcamp: ACH Basics - 30 mins
  • Payment Bootcamp: Card & Wire Basics - 30 mins
  • Payment Bootcamp: Check Basics - 30 min
  • Payment Bootcamp: Basic Teller Operations - 30 mins
Continuing Education Credits (CECs):
  • Each webinar qualifies for up to 0.6 AAP/APRP CECs
  • 'Payment Bootcamp: Check Basics' also qualifies for 0.6 NCP CECs

Do you really know your Reg E details? Regulation E is a Consumer Financial Protection Bureau (CFPB) regulation that outlines rules and procedures for electronic funds transfers (EFTs) . This webinar will help you ensure your compliance while also ensuring the protection of your customers from unauthorized EFTs.

Who Should Attend?
Everyone

Qualifies for up to 1.8 Continuing Education Credits Per Webinar

Pricing Information*:

Members $275 | Non-Members $550

2021 Recording Dates:
October 7th | October 21st | November 4th | November 18th
Same Day ACH Changes: What Does it Mean to Your FI

The third same day ACH window opens in two weeks.  What does your institution need to know about this window?  How does it affect your daily processing schedule?  This session will cover the timeline for the new same day ACH window and give you a chance to hear what other FIs are doing to accommodate the changes. 

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar
Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

 

New to ACH? This 90-minute session provides a detailed overview of all of the information related to your obligations, rights and responsibilities as a Originating Depository Financial Institution (ODFI). If you are new to ACH Origination, serve as backup when coworkers go on vacation or just want to know more about ACH Authorizations and SEC Codes, this course will give you the basic information you need in a fun, easy-to-follow format.

Who Should Attend?
Everyone

Pricing Information*:
Members $225 | Non-Members $450

Click the above title for more information.

Recording Date(s): May 12, 2022

Length: 90 minutes

Description:  RDFIs have a number of responsibilities related to ACH processing including, but not limited to, acceptance, funds availability, exception processing, & error investigation.  This 90-minute webinar led by UMACHA's education team will cover a number of these responsibilities to give attendees an overview of the fundamentals in what it means to be an RDFI.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): January 27, 2022

Length: 90 minutes

Description:  The Green Book is an online government manual which provides guidance published by Bureau of the Fiscal Service to assist financial institutions in their compliance with the federal regulation.  This 90-minute webinar led by UMACHA's education team will cover the majority of the chapters found in The Green Book & address some common pain points related to federal government payments.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): April 5, 2022

Length: 90 minutes

Description:  It's the most wonderful time of the year: tax season!  This 90-minute webinar led by UMACHA's education team as they review guidance from both the Treasury & the IRS.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs
Effectively managing payments risk is crucial for organizations that provide payment services. Boost your knowledge on the Payments Systems in this 2 part Payments Systems overview. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the APRP exam in July. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP and APRP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Effectively managing payments risk is crucial for organizations that provide payment services. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the APRP exam in July. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management
across payment types.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP and APRP Continuing Education Credits Per Webinar

Qualifies for up to 1.8 AAP, APRP, and NCP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Effectively managing payments risk is crucial for organizations that provide payment services. Boost your knowledge on the Payments Systems and related components for an Accredited ACH Risk professional. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the new APRP exam in March. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP and APRP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Effectively managing payments risk is crucial for organizations that provide payment services. Boost your knowledge on the Payments Systems and related components for an Accredited ACH Risk professional. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the new APRP exam in March. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP and APRP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Effectively managing payments risk is crucial for organizations that provide payment services. Boost your knowledge on the Payments Risk Regulation components for an Accredited ACH Risk professional. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the new APRP exam in March. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP, APRP, and NCP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Effectively managing payments risk is crucial for organizations that provide payment services. Boost your knowledge on the Payments Risk Regulation components for an Accredited ACH Risk professional. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the new APRP exam in March. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Qualifies for up to 1.8 AAP, APRP, and NCP Continuing Education Credits Per Webinar

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

effectively managing payments risk is crucial for organizations that provide payment services. Boost your knowledge on the Payments Risk Regulation components for an Accredited ACH Risk professional. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the APRP exam in July. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Qualifies for up to 1.2 Continuing Education Credits Per Webinar

 

 

Effectively managing payments risk is crucial for organizations that provide payment services. Boost your knowledge on the Payments Risk Regulation components for an Accredited ACH Risk professional. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the APRP exam in July. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Effectively managing payments risk is crucial for organizations that provide payment services, such as financial institutions, solution providers and processors, businesses and other end-user entities that use these services, and examiners who oversee this activity. Prepare to be one of the nation's first Accredited Payments Risk Professionals (APRPs) or just boost your knowledge in risk remediation in your payments profession. This session is one of seven webinars UMACHA is hosting for individuals preparing to take the new APRP exam in March. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Click the above title for more information.

Recording Date(s): March 2022

Includes the following webinars & documents:
  • APRP Blueprint #1 - 90 mins
  • APRP Blueprint #2 - 90 mins
Continuing Education Credits:
  • Each webinar qualifies for up to 1.8 AAP/APRP CECs

Speaker: Becky Frederick, Compliance & Audit Consultant, MN Credit Union Network

Without causing panic, are you prepared to react to a pandemic in your town, city, region, state?  Join us to hear from the experts on what you REALLY need to do to be prepared!

Who Should Attend?
Everyone

Effectively managing payments risk is crucial for organizations that provide payment services, such as, financial institutions, solution providers and processors, businesses and other end-user entities that use these services, and examiners who oversee this activity. Find out what it means to be an Accredited Payments Risk Professionals (APRPs) or just boost your knowledge in risk remediation in your payments profession. This session is one of eight webinars UMACHA is hosting for individuals preparing to take the new APRP exam in March. Once you have your accreditation, you’ll become the “go-to” expert in the critical and nuanced areas of risk management across payment types.

Who Should Attend?
Everyone

Customer will be emailed hyperlinks allowing unlimited access for 60 days to recordings. Please allow 2 business days to process.

UMACHA is required to collect Sales and Use tax in addition to Municipal tax (city tax) on the services that are provided in the state of South Dakota, and recorded webinars in the state of Minnesota.

Click the above title for more information.

Recording Date(s): January 18, 2022

Length: 90 minutes

Description: How much do you know about the check? Get started with this webinar where we will cover the key definitions, parts of a check, parties to the check, parts of the MICR line and the routing number. Included in this session is a payments system overview and a brief discussion of presentment, settlement and float.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): January 25, 2022

Length: 90 minutes

Description: A review of the check payment system regulatory foundation begins with the Uniform Commercial Code. This session will cover UCC Articles 3 and 4 and will provide some scenarios illustrating key provisions.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): February 1, 2022

Length: 90 minutes

Description: This session continues the review of the check payment system regulatory foundation with a focus on Regulation CC. Part of the Code of Federal Regulations (CFR), Reg CC provisions will be not only be discussed but scenarios will also be used to illustrate key warranties and how breach of warranty situations may be handled.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): February 3, 2022

Length: 90 minutes

Description: Provided definitions and warranties related to electronic checks and discusses the RDC indemnity and ECI Indemnity added to  the regulation. Discussion includes electronic check and electronic returned check within Reg CC and what  that means to the image exchange process. Also discussed will be the continued requirement  for rules and agreements for image exchange.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): February 8, 2022

Length: 90 minutes

Description: Are all those different X9 standards confusing? This session should help sort them out. From X9.100-140 (the substitute check standard) through X9.100-187 (the image cash letter standard), this session will walk you through the basics. An additional discussion on the Universal Companion Document or UCD to the X9.100-187 standard will also be included.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): February 22, 2022

Length: 90 minutes

Description: Why are rules and agreements needed for image exchange? This two-part session will answer this question and review the rules for the predominant image exchange models: under the ECCHO Operating Rules and the Federal Reserve Operating Circular 3 (OC 3). Part I will focus on the private sector image exchange channel and will look at private agreements with majority of the time focused on ECCHO Operating Rules and Commentary.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): February 24, 2022

Length: 90 minutes

Description: Why are rules and agreements needed for image exchange? This two-part session will answer this question and review the rules for the predominant image exchange models: under the ECCHO Operating Rules and the Federal Reserve Operating Circular 3 (OC 3). Part 2 will focus on the FRB image exchange channel and will look at agreements with majority of the time focused on FRB OC3 - Federal Reserve Bank Operating Circular 3.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): March 1, 2022

Length: 90 minutes

Description: The image cash letter (ICL) will be discussed in this session with a focus on how the ICL is built based on the image exchange standards. An overview of the “day in the life of a check” in an image environment will be included which covers common Day 1 and Day 2 processes. Paper exchange processes will also be discussed.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): March 8, 2022

Length: 90 minutes

Description: What happens when an item cannot be immediately processed and needs special handling? Should it be handled as a return or an adjustment and how does timing factor into this decision? Common error and adjustment types as handled through both the Fed and private sector are also covered.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): March 15, 2022

Length: 90 minutes

Description: The types of checks and check products are all covered in this session including the image cash letter (ICL), remotely created checks (RCCs), and ARP products such as: positive pay, controlled disbursement and lockbox. We will also be conducting a review of Remote Deposit Capture and a brief overview of the ACH check conversion SEC codes as well.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs
Click the above title for more information.

Recording Date(s): March 22, 2022

Length: 90 minutes

Description: This session provides an overview of payments fraud with a discussion of types of fraud and ideas for identifying and potentially preventing those types of fraud. Includes a discussion of the Federal Financial Institution Examination Council (FFIEC) guidance for financial institution examiners including specific guidance on risk management. This session will wrap up with the latest FFIEC guidance for RDC risk management.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP/NCP CECs

No Products in this category

Session Description: Both old and new methods of financial crime continue to exist throughout the industry. Join us to hear all the latest on new scams related to data breaches, skimming, business email compromise, account take-over, vender & payroll impersonation, cryptocurrency scams, elder abuse, cash advance fraud, & social engineering, as well as discussions about the resurgence of older fraud schemes such as check fraud. Our industry experts will help you understand what you can do to stop these crimes from happening.

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar

ession Description: Both old and new methods of financial crime continue to exist throughout the industry. Join us to hear all the latest on new scams related to data breaches, skimming, business email compromise, account take-over, vender & payroll impersonation, cryptocurrency scams, elder abuse, cash advance fraud, & social engineering, as well as discussions about the resurgence of older fraud schemes such as check fraud. Our industry experts will help you understand what you can do to stop these crimes from happening.

 

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar

Session Description: Buying online is an integral part of our lives, and for the past year, a basic need. With soaring numbers of online buyers comes soaring fraud. Let’s take a look at the fraud scenario, and why the 3D-Secure Protocol is the way to keep the e-commerce environment safe.

Speaker: Leo Andrade, RSA Security

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar

Description: You have probably heard about them in the news, and you may have seen a few on the internet…but what are deepfakes? And how could bad actors use them to deceive account holders and employees or cause harm to a financial institution? Attend this presentation by Brian Laverdure, Vice President, Payments and Technology Policy at ICBA to learn more about the growing threats presented by deepfakes to the payments industry!

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar

Session Description: Unauthorized Checks and Timely Returns: Counterfeits, forgeries, altered checks, unauthorized Remotely Created Checks: What do you do when a customer tells you an unauthorized check has paid against their account? This session will review the UCC and Regulation CC warranties made by a Depositary Bank when it presents checks for payment to a Paying Bank, and the obligations of a Paying Bank when it pays unauthorized checks. Learn and understand timely return requirements as specified by the UCC Midnight Deadline for all returns and the Regulation CC expedited return warranty made by a Paying Bank when it returns a check. In addition, this session will help you understand the ECCHO Rule 9 warranty made in the exchange of counterfeits and forgeries under ECCHO governed exchanges.

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar

Session Description: Scams, Robberies, & More. Join Kate Cole, Executive Director of FRPA to discuss what FRPA is seeing in the wide world of fraud. She will discuss how some scams have been updated, the rise in violent bank robberies, how ransomware is increasing, counterfeit currency and more. We are not sheltered just by not being on the two coasts, fraud is happening all over the country.

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar

Speaker: Joe  Malhoit, Retired FBI Agent, All points North Consulting
Description:  Our guest speaker will discuss the following in his session:

  1. Situational Awareness, including questions to develop these skills.
  2. Personal Safety Principles (includes some basic defensive tactics).
  3. Active Shooter facts and what they teach us.
  4. 11 Pre-Indicators of violence, so you can intercede before violence.
  5. Takeaways from past mass causality events.
  6. Run-Hide-Fight

Who Should Attend?
Everyone

Qualifies for up to 1.2 AAP and APRP Continuing Education Credits Per Webinar
Recorded 10/2021
Click the above title for more information.

Recording Date(s): February 11, 2022

Length: 60 minutes

Description: Cryptocurrency has been a hot buzz word for several years now.  Speaker Becky Frederick with the Minnesota Credit Union Network joins us to discuss cryptocurrency, BSA updates including the $600 IRS reporting requirement, Anti-Money Laundering Act of 2020, marijuana banking updates, & account opening issues.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): April 8, 2022

Length: 60 minutes

Description: The COVID-19 pandemic initiated the perfect storm for fraudsters. We've invited speaker Mike Burke with SHAZAM to discuss a wide range of criminal activities that are currently flourishing, including card cloning and skimming, elder fraud, student fraud, & crimes targeting ATMs.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): February 22, 2022

Length: 60 minutes

Description: Faster Payments are here but instant payments are just on the horizon!  Join UMACHA's education team as they discuss the basics of the current instant payment initiatives coming from The Clearing House and The Federal Reserve, & how FIs can take advantage of exisiting faster payment methods such as Same-Day ACH & wire.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): May 12, 2022

Length: 50 minutes

Description: Speaker Krista Ryan with KfG Coaching will touch on key points to combat meeting fatigue as well as provide tips and tools for creating a meeting template that fits your individual teams needs to run efficient and effective meetings leaving everyone with a sense a clarity, alignment and energized through accountability and action.

Continuing Education Credits:
  • This webinar does not qualify for AAP, APRP, or NCP CECs

Speaker: Becky Frederick, Compliance & Audit Consultant, MN Credit Union Network

Without causing panic, are you prepared to react to a pandemic in your town, city, region, state?  Join us to hear from the experts on what you REALLY need to do to be prepared!

Who Should Attend?
Everyone

Click the above title for more information.

Recording Date(s): April 20, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services.  Boost your knowledge on the payment systems in this Payments Systems overview with a risk-centric approach.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): April 27, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services.  Part one of three defines risk and risk management, & details the various risk types with which aspiring APRPs must become familiar.


Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): May 4, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services.  Part two of three begins a discussion about controls necessary to reduce inherent risk to a more palatable residual-risk level.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): May 11, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services.  Part three of three begins a deeper discussion of payment risk management, reporting & tracking requirements, & the importance of a self-assessment of active controls.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): May 25, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services. Part one of two outlines the purpose of defining an organization's risk appetite, the roles and responsibilities of the organizational unit, & a greater conversation about policy and procedural controls.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): June 1, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services. Part two of two outlines the importance of establishing effective procedures based on organization policies, and a conversation about the business continuity management cycle.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): June 8, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services. COSO's Enterprise Risk Management (ERM) cube is reviewed, along with the importance of internal controls as a component of an ERM framework.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): June 15, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services. Compliance risk is faced by all organizations & this session reviews the various rules, laws, regulations, governing bodies, & reporting agencies that concern themselves with the financial services ecosystem.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): June 22, 2022

Length: 60 minutes

Description: Effectively managing payments risk is crucial for organizations that provide payment services. In a world full of electronic connections, it must be of the utmost importance for an organization to secure the integrity and confidentiality of personal & private financial information.

Continuing Education Credits:
  • Qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): June 2022

Includes the following webinars & documents:
  • Regulation E & Consumer Rights (Part 1) - 60 mins
  • How to Conduct Your Annual ACH Audit (Part 2) - 60 mins
Continuing Education Credits (CECs):
  • Part 1 & 2 qualifies for up to 1.2 AAP/APRP CECs
Click the above title for more information.

Recording Date(s): May 19, 2022

Length: 90 minutes

Description:  It is an elective decision for a Receiving Depository Financial Institution (RDFIs) to become an Originating Depository Financial Institution (ODFI) in the ACH Network. This is because ODFIs have a number of additional responsibilities related to origination that are not required of RDFIs, including, but not limited to, agreements, warranties, risk management, & a number of additional operations duties.  This 90-minute webinar led by UMACHA's education team will cover a number of these responsibilities to give attendees an overview of the fundamentals in what it means to be an ODFI.

Continuing Education Credits:
  • Qualifies for up to 1.8 AAP/APRP CECs

No Products in this category
Our ACH Quick Reference Cards for Corporates is specifically designed for the corporate end user.
Do you have questions about ACH operations?  Find your answers in these handy quick reference cards you can keep right at your operations desk so they never have to search for an answer again.
This handy set of cards includes all the crucial topics your check operations need to know to process checks. 
Publisher: UMACHA
Year: 2021

This quick reference tool is what every company needs to highlight the “need to know information” about ACH! 8.5"x11'. 2-sided. Durable.

This Regulation E flow chart will assist you and your dispute resolution staff in the steps they need to take to handle, process,  and resolve Electronic Funds Transfers.
Publisher: UMACHA
Year: 2020
Your operations staff will want this handy reference card to turn to when processing ACH returns. Listing the most frequently used return codes and categorizing them into easy-to-find groups, this card provides important "must know" information specific to each code, such as: Return Timeframes, Written Statement of Unauthorized Debit (WSUD) Requirements, Codes Specific to Stop Payments and Represented Checks (RCK), Consumer or Non-Consumer Accounts, and Common Dishonored and Contested-Dishonored Returns. 8.5"x11'. 2-sided. Durable.
Publisher: UMACHA
Year: 2022
A complete 15-card set includes 13 SEC Codes: PPD, TEL, CCD, CTX, WEB [Credit], WEB [Debit], ARC, BOC, POP, POS, RCK, CIE, IAT. These durable desktop reference cards contain the most up-to-date details pertaining to the specific rules unique to each SEC Code. The requirements and special rules, including return information is detailed on these cards which are invaluable to all ACH Participants. This ideal tool can assist financial institutions with Rule Compliance whether originating or receiving these types of ACH transactions, plus help aid in Originator education. These detail cards are a must for all financial institutions and Originators alike! Updated January 2021
Publisher: UMACHA
Year: 2020
This widely used quick reference tool has been updated and is what every ACH participant needs to assist with their day-to-day ACH Operations. In this unique "tennis court" design, you'll have all the Standard Entry Class (SEC) Codes (otherwise referred to as the forward ACH entry); plus all the return reason codes, NOC codes, including timeframes allowed for each according to the ACH Rules, all in one place.
Publisher: UMACHA
Year: 2021
UMACHA has created this tool to help your operations staff when facing a stop pay vs. Written Statement of Unauthorized Debit (WSUD) dilemma. One side was created to showcase all unauthorized return reason codes and their respective deadlines as well as the difference between consumer and non-consumer (business). On the reverse side, we have developed an easy to follow flow chart to help your operations staff determine requirements and their course of action. 8.5”x11”. 2-sided. Durable.
Publisher: UMACHA
Year: 2022
The ACH Audit Rules Compliance Guide is designed to assist users of the ACH Network in the completion of their annual ACH audit requirement.  Attachments to the guide include the following: Audit Guidelines with Rule References, a Pre-Audit Checklist, Audit Worksheets, an Audit Report of Rules Compliance, a UCC 4A Disclosure/Primer & a Glossary of Terms.
Publisher: NACHA
Year: 2021

This comprehensive manual explains the requirements of the Nacha Operating Rules & Guidelines and covers topics such as authorizations, disclosures, processing, funds availability, settlement, error resolution, returns, reversals, retention, audit, all Standard Entry Class Codes and more. It also provides a general overview of related Federal Regulations as well as helpful compliance tips, a resource list, and glossary of terms.

This newly revised 10th Edition is an excellent resource for anyone getting familiar with the Rules or as a companion for reviewing the Rules. It is clearly organized to show how the Rules apply to various participants in the system; Originators, ODFIs, Operators, RDFIs and Receivers. It will help answer many routine questions that would otherwise require researching numerous other regulatory publications.

This manual is an invaluable tool for any candidate studying for the AAP or APRP exams and for those preparing for ACH annual audits or examinations by regulatory agencies.

Publisher: UMACHA
Year: 2022
The purpose of this manual is to assist financial institutions in writing their policies & procedures with regards to participation in the ACH Network. In additional to this robust manual, the CD contains the following attachments: Glossary of Terms, a Sample Written Statement of Unauthorized Debit (WSUD), the ‘How to Report a Possible ACH Rules Violation’ Document, a Sample Stop Payment Order Request Form, & an ACH Security Framework Checklist
Publisher: UMACHA
Year: 2022
The ACH Risk Assessment Guide is designed to assist users with identifying and mitigating the risk when operating in the ACH environment.  Additional supplements to the guide include: Guidelines for Developing a Rating System Related to the ACH Risk Assessment, Sample List of ACH Risk Assessment Interview Questions and Worksheets, Sample Final Report, & a Glossary of Terms.
Publisher: NACHA
Year: 2021
ACH participants must take action to control risk in any payment system — including the ACH Network. The 7TH edition explains the types of ACH payments risk, assesses the operational implications and provides sound business practices for developing an effective risk management program. In addition, case studies are included in each chapter to offer realistic examples to assist you in evaluating and implementing your risk management program.
Bundle:  ACH Audit Guide with ACH Risk Assessment Guide (Electronic)
(50% off ACH Risk Assessment Guide)
Bundle:  Third-Party Sender Audit Guide and Third-Party Sender Risk Assessment Guide (Electronic)
(50% off Third-Party Sender Risk Assessment Guide)
Publisher: UMACHA
Year: 2022
This guide also contains the following attachments: ODFI Risk Management Checklist, ACH Origination Approval Form, ACH Exposure Limit Change Request Form, ACH Originator Signature Agreement, ACH Origination Activity Review Form, & more!
The purpose of these sample policies are to set forth policies & procedures in regard to the risk associated with offering Mobile Deposit services.  The sample documents cover the following topics: Implementation, Compliance with Policy, Strategic Risk, Legal and Compliance Risk, Operational and Transaction Risk, Internal Controls and Risk Mitigation, & Measuring and Monitoring Risks.  As with all sample policies, please consult with your legal counsel prior to implementation to ensure these documents meet your FI’s needs.
Publisher: NACHA
Evaluates the impact of UCC 4A on security procedures and bank/corporate agreements. For financial institutions and corporations that handle ACH wholesale credits.
Publisher: UMACHA
Year: 2022
The Rules Review Guide is designed to assist an originating company when performing a review of their ACH functions & to provide an understanding regarding the requirements of the Nacha Operating Rules.  This guide will help an originating company & its financial institution stay in compliance with the Rules.  Additional supplements included: ACH Originator Review Form, Sample Direct Deposit/Direct Payment Authorization Forms, Sample Authorization Language & Ineligible Items for ACH Check Conversion, Codes List (transaction codes, return reason codes, notification of change (NOC) codes, etc.), Glossary of Terms, & ACH Security Framework Guidance and Checklists.
Publisher: UMACHA
Year: 2022
The Third-Party Sender ACH Risk Assessment Guide is designed to assist organizations recognized as Third-Party Senders with the identification and mitigation of risks faced in the ACH Network.
Publisher: UMACHA
Year: 2022
The Third-Party Sender ACH Audit Guide is designed to assist Third-Party Senders in the completion of their annual ACH audit requirement.  Attachments to the guide include the following supplements tailored for Third-Party Senders: Audit Guidelines with Rule References, a Pre-Audit Checklist, Audit Worksheets, an Audit Report of Rules Compliance, a UCC 4A Disclosure/Primer & a Glossary of Terms
Publisher: EPCOR

The electronic AAP Flashcards provide a hands-on study aid for those planning to take the AAP Exam. Highlighting the six areas of focus on the AAP Exam, this is a great self-study tool to help registrants prepare for the exam and earn their accreditation. Timeframes, SEC codes, participant responsibilities and most of the need-to-know information is covered in this electronic version of the AAP Flashcards. (2022)

Publisher: NACHA
Includes the following materials:
-ACH Compliance Manual 
-ACH Product Sales & Marketing Handbook
-Revised UCC-4A and the ACH Network
-Third-Party Senders & the ACH Network
-Nacha Operating Rules & Guidelines Books
Publisher: NACHA
Includes the following materials:
-ACH Compliance Manual
-ACH Product Sales & Marketing Handbook
-Revised UCC-4A and the ACH Network
-Third-Party Senders & the ACH Network
ACHPro$200.00 USD
Publisher: NEACH
Why You Should Purchase ACHPro 2022?
Updated annually to reflect the latest changes in the ACH Network, the program is valuable for ACH professionals, EFT professionals, and new employees alike. Challenge yourself and test your knowledge using ACHPro's game and scorekeeping features or use it to train others new to the ACH.
Publisher: UMACHA
The APRP Flashcards provide a hands-on study aid for those planning to take the APRP Exam. Highlighting the six areas of focus on the APRP Exam, this is a great self-study tool to help registrants prepare for the exam and earn their accreditation. From Fundamentals, to Payment Systems Risk and Controls, to Physical and Information Security and the Regulatory Environment are the need-to-know information covered in this set of approximately 175 cards. Created in 2019, all information contained in the flashcards is still relevant and pertinent to help you prepare for the APRP exam in 2020. (2019)
APRP Test Resource Kit Includes:
  • UMACHA APRP Flashcards
  • SEC Code Cards
  • UMACHA Corporate ACH Origination Basics Electronic Guide
  • UMACHA ACH Audit Guide
  • UMACHA ACH Risk Assessment Guide
  • Nacha ACH Compliance Manual
  • Nacha Risk Management Handbook
Publisher: EPCOR
Utilize the 250 cards as a hands-on, convenient study aide or to brush up on your check/image knowledge. Materials covered include: a general overview; laws and regulations; fraud and risk mitigation; operations; and products, standard and format information. (2021)
CheckPro$200.00 USD
Publisher: NEACH
Whether studying for the NCP exam or keeping current with professional development, CheckPro™ is the tool that gets you where you are going. CheckPro™ has been specifically designed to help you master the changing check landscape and related payment systems. Covering four essential knowledge areas: Fraud and Risk, Operations, Products and Rules, Laws, and Regulations, CheckPro™ contains all the extra practice
and information you need to be a successful Check Professional.
Publisher: UMACHA
Includes the following materials:

ECCHO Rules
Check Pro (Online Version)
Check Image Flashcards
NEW UMACHA Quick Reference Card for Check
Check Exception Toolkit (pdf)
Publisher: UMACHA
Includes the following materials:
  • Check Pro (Online Version)
  • Check Image Flashcards
  • UMACHA Quick Reference Card for Check
  • Check Exception Toolkit (pdf)
RiskPro$200.00 USD
Publisher: NEACH
Why Should You Purchase RiskPro?
Updated annually to reflect the latest changes in the payments landscape and the risks they pose, the program is valuable for payments professionals, risk professionals, and new employees alike. Challenge yourself and test your knowledge using RiskPro's game and scorekeeping features or use it to train others.