Sharing knowledge. Creating peace of mind.

Exam Preparation

UMACHA offers a variety of exam preparation materials for payment industry certifications, including electronic flashcards, practice tests, and resource kits. These resources are designed to enhance self-study efforts and provide comprehensive support for exam candidates.

Unless logged in, pricing will reflect Non-Member prices.  Please remember to log into your UMACHA profile before making any purchases to ensure you receive member pricing!

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Description:
Test and refine your knowledge anytime, anywhere you take your mobile device! This self-study tool is great for AAP exam preparation.
Best Serves:
Aspiring AAPs
Year Format Access Timeframe
2026 Web/mobile app 6 Months



  
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Description:
If you are preparing for Nacha's Accredited ACH Professional (AAP) exam, this practice quiz is a great way to validate your understanding of concepts reviewed while studying and help you identify areas where additional study may be needed.
Best Serves:
Aspiring AAPs
Year Format Shipping/Handling
2025 Online (Automatic download) No


SOLD OUT
$220.00 USD
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Description:
ACHPro can be used to evaluate your level of expertise of the ACH and related payment systems, and to identify those areas that may require additional development.
Best Serves:
Aspiring AAPs
Year Format Shipping/Handling
2025 Online (processing required) Yes


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Full-Day Events

These full-day and/or multi-day events help payments professionals consume a large amount of information beyond what could be learned in a single webinar, & also allow accredited individuals to earn a large number of Continuing Education Credits (CECs) in a single sitting.

Unless logged in, pricing will reflect Non-Member prices.  Please remember to log into your UMACHA profile before making any purchases to ensure you receive member pricing!

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Description:
This interactive workshop places a spotlight on the specific audit requirements for both RDFIs and ODFIs and provides valuable insights and best practices for conducting your own internal audit effectively. Our seasoned audit experts will share experience gained through numerous audits, offering valuable tips, and highlighting common areas of non-compliance.
Recording Date Length CECs Education Club
Oct. 7, 2025 5+ hours 7.2 AAP/APRP 12 tokens



  
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Description:
As an Originating Depository Financial Institution (ODFI), you shoulder a substantial number of warranties within the ACH Network. Are you well-versed in what these warranties entail and the liabilities that come with sending ACH Entries?
Recording Date Length CECs Education Club
Feb. 26, 2025 5 hours 6.0 AAP/APRP 12 tokens



  
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Description:
The policies and procedures that your financial institution implements play a very important role in defining your guiding principles and forming the basic structure of your business operations. During this workshop, we will review several key provisions of the Nacha Operating Rules you will want to ensure are reflected within your organization’s documented ACH procedures.
Recording Date Length CECs Education Club
May 21, 2025 5 hours 6.0 AAP/APRP 12 tokens



  
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Guides & Manuals

UMACHA offers a comprehensive range of publications designed to assist organizations in developing and enhancing their electronic payment programs and procedures. These resources cover topics such as ACH audits, risk assessments, and compliance, and are available at economical rates to support financial institutions, ACH originators, and third-party service providers.

Unless logged in, pricing will reflect Non-Member prices.  Please remember to log into your UMACHA profile before making any purchases to ensure you receive member pricing!

$250.00 USD
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Description:
This ACH Audit of Rules Compliance Guide is designed to assist users of the ACH Network in the completion of their ACH Audit requirement.
Best Serves:
Financial Institutions
Year Format Shipping/Handling
2025 Automatic download (PDF/Word/Zip) No



  
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Description:
This comprehensive guide aims to empower ACH Originators by offering a nuanced exploration of the ACH Network, unraveling its history, key participants, and operational dynamics. It examines Originator responsibilities, and not only outlines preliminary requirements for establishing a robust ACH program but also provides in-depth insights into fundamental ACH operations.

*Interested in purchasing this publication for your Originators?  Please review the full description of this publication for purchasing information.
Best Serves:
ACH Originators
Year Format Shipping/Handling
2025 Automatic download (PDF/Word/Zip) No


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Description:
The purpose of this guide is to offer corporate ACH Originators a high-level understanding of the Nacha Operating Rules and Guidelines, crafted with the corporate end-user in mind.

*Interested in purchasing this publication for your Originators?  Please review the full description of this publication for purchasing information.
Best Serves:
ACH Originators
Year Format Shipping/Handling
2025 Processing Required No


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Nacha Publications

UMACHA provides a selection of Nacha publications, including the Nacha Operating Rules & Guidelines available in hard copy, online, and digital formats. These resources offer comprehensive guidance on ACH Network operations, ensuring compliance and effective payment processing.

Unless logged in, pricing will reflect Non-Member prices.  Please remember to log into your UMACHA profile before making any purchases to ensure you receive member pricing!

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Description:
Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer’s needs, while maintaining a clear understanding of network requirements.
Best Serves:
Originators, Third-Party Service Providers, Financial Institutions, Receivers
Year Format Shipping/Handling
2026 Hard Copy Yes



  
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Description:
This interactive website provides access to both the full Nacha Operating Rules and the Nacha Operating Guidelines, as well as any potential supplement details. Divided into sections, this resource has been set up to allow for an easy and responsive viewing experience from a desktop computer, laptop or a mobile device connected to the internet.  NOTE: All online access purchases are final.
Best Serves:
All ACH Participant Types
Year Format Shipping/Handling
2026 Online No



  
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Description:
An essential tool to ensure compliance with the Nacha Operating Rules & Guidelines, the 11th edition offers crisp insights into authorizations, processing and more from Nacha’s subject matter experts.
Best Serves:
Originators, Third-Party Service Providers, Financial Institutions, Receivers
Edition Format Shipping/Handling
11th Hard Copy Yes


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Navigating Payments Exhibitor Options

UMACHA's Navigating Payments conference offers exhibitors opportunities to showcase their products and services to all conference attendees. Exhibitor packages include an 8' x 10' exhibit space and brand visibility in event marketing materials. Additionally, exhibitors can opt for a 30-minute Vendor Showcase presentation to provide a deeper dive into their offerings.

Unless logged in, pricing will reflect Non-Member prices.  Please remember to log into your UMACHA profile before making any purchases to ensure you receive member pricing!

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Description:
As an Exhibitor, your brand is displayed in all event marketing and your booth is an opportunity to meet with conference attendees and allow your product and/or service to make an impact.  Exhibitors also have the opportunity to save $200 on the addition of a Vendor Showcase to their order.  See the full description for more details.


20 remaining

  
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Description:
A Vendor Showcase* grants your organization a 30-minute sales presentation to take multiple attendees on a deep dive into the benefits of your product or services. Only eight (8) of these sessions are made available for the conference.

* To maximize this opportunity & save $200 on the purchase of a Vendor Showcase, UMACHA strongly recommends purchasing an Exhibit Booth & add on a Vendor Showcase for only $300.


8 remaining


  
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Navigating Payments Sponsorship Options
UMACHA's Navigating Payments conference provides various sponsorship opportunities that allow organizations to receive brand visibility and engagement. Sponsorship packages may include benefits such as exhibit space, complimentary registrations, speaking opportunities, attendee list access, and brand recognition in conference materials.
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Description:
UMACHA's premier conference sponsorship!  Includes the following benefits:
  • 8' x 10' Exhibit Booth space
  • Two (2) complimentary registrations for the conference*
  • Opportunity to address all attendees for 5-7 minutes
  • Conference attendee list prior to the event**
  • Brand recognition as a Diamond Sponsor in conference event marketing
  • Choice of logo on attendee badges or on refreshment break signage
  • Pre- or post-email blast
  • Interaction with conference attendees
  • An individual gamification code to encourage attendee booth visits


2 remaining

  
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Description:
The Keynote Sponsorship includes the following benefits:
  • One (1) complimentary registration for the conference*
  • Featured sponsor for a keynote session
  • Opportunity to address all attendees for 5-7 minutes
  • Logo displayed on the conference registration page
  • Conference attendee list prior to the event**
  • Brand recognition as a Keynote Sponsor in conference event marketing


1 remaining


  
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Description:
The Platinum Sponsorship includes the following benefits:
  • Conference attendee list prior to the event**
  • Pre- or post-email blast
  • Logo displayed on a charging station
  • Brand recognition as a Platinum Sponsor in conference event marketing



  
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Quick Reference Cards

UMACHA offers quick reference cards that provide essential information on ACH operations, including transaction codes, return reason codes, and risk mitigation tips. These compact, durable cards are designed to be a handy resource for professionals needing fast access to key payment system details.

Unless logged in, pricing will reflect Non-Member prices.  Please remember to log into your UMACHA profile before making any purchases to ensure you receive member pricing!

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Description:
This publication was designed with the corporate ACH Originator in mind and is an excellent resource to provide to new Originators at the time of onboarding.
Best Serves:
ACH Originators
Year Format Shipping/Handling
2025 Hard Copy Yes


21 remaining


  
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Description:
This publication was designed with a financial institution’s ACH Operations and Treasury Management staff in mind and is an excellent resource for each staff member to have available.
Best Serves:
Financial Institutions
Year Format Shipping/Handling
2025 Hard Copy Yes


3 remaining


  
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Description:
This publication was designed for individuals who need to understand the ins and outs of each Standard Entry Class (“SEC”) Code – including financial institutions and corporate ACH Originators alike.
Best Serves:
ACH Originators, Third-Party Senders, Financial Institutions
Year Format Shipping/Handling
2025 Hard Copy Yes


11 remaining


  
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Webinar Series

UMACHA offers a variety of webinar series tailored to enhance payments industry knowledge. These offerings are designed to accommodate different learning needs and schedules, ensuring relevant and current education is accessible to all members.

Unless logged in, pricing will reflect Non-Member prices.  Please remember to log into your UMACHA profile before making any purchases to ensure you receive member pricing!

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Description:
Join us for a comprehensive five-part series intended to guide aspiring AAPs through the fundamental concepts essential for success in the AAP exam. Each session offers practical insights into the provisions of the Nacha Operating Rules likely to be within the scope of the AAP exam.
Recording Date Length CECs Education Club
May/June 2025 90 minutes each 9.0 AAP/APRP total Ineligible



  
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Description:
This comprehensive 10-part webinar series takes a detailed look at the Nacha Operating Rules and the broader legal framework governing the ACH Network. Designed with AAP candidates in mind, the series is also valuable for accredited AAPs seeking continuing education credits or for payments professionals who want to strengthen their understanding of the rules, regulations, and responsibilities that drive today’s ACH environment. 
Recording Date Length CECs Education Club
June-Sept. 2025 90 minutes each 18.0 AAP/APRP total Ineligible



  
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Description:
Session #1: Introduction to Instant Payments
Session #2: Introduction to Card and Wire
Session #3: Introduction to ACH
Session #4: Introduction to Checks
Recording Date Length CECs Education Club
March 18, 2025 30 minutes each Varies Ineligible



  
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Webinars

UMACHA provides an extensive selection of on-demand webinars, allowing members to access payments education that fits their schedules. These webinars cover a variety of payment topics and are accessible anytime, anywhere.

Unless logged in, pricing will reflect Non-Member prices.  Please remember to log into your UMACHA profile before making any purchases to ensure you receive member pricing!

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Description:
Changes are coming to the Nacha Operating Rules in 2026, and each participant in the ACH Network has a role to play. This webinar will explore the upcoming revisions that require all Non-Consumer ACH Originators, Third-Party Service Providers, Third-Party Senders, and ODFIs to establish and implement risk-based fraud monitoring processes and procedures—regardless of transaction volume.
Recording Date Length CECs Education Club
Dec. 5, 2025 60 minutes 1.2 AAP/APRP 8 tokens



  
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Description:
This webinar will break down the new Nacha rule requirements, including how to prepare for the phased implementation in March and June. Attendees will gain practical guidance on operational readiness, fraud monitoring strategies, and how to align internal processes with the upcoming compliance requirement.
Recording Date Length CECs Education Club
Dec. 3, 2025 60 minutes 1.2 AAP/APRP 8 tokens



  
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Description:
During this session, we introduce the requirements related to stop payments as prescribed in Regulation E and compare them to the requirements found in the Nacha Operating Rules. The session also dives deeply into the consumer liability and error resolution investigation requirements in Regulation E, and how financial institutions can attempt to recover funds when the return time frame has elapsed.
Recording Date Length CECs Education Club
Aug. 5, 2025 90 minutes 1.8 AAP/APRP 8 tokens



  
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