Calendar of Events - Upper Midwest ACH Association

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH.  Access to webinar recordings will be available for unlimited playback through the end of the AAP exam testing window.  This series is also valuable for current AAPs seeking continuing education credits and payments professionals aiming to refresh their ACH knowledge.

The AAP Summer Series is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Webinars are 90 minutes in length (10:00am - 11:30am CT) & take place on Tuesdays.

The APRP Exam Prep Series consists of 12 APRP webinars and a virtual review workshop (optional).  Registrants will select one of the following options during registration:

• APRP Exam Prep Series: All APRP Webinars + Workshop (Virtual)
• APRP Webinar Series: All APRP Webinars - No Workshop

Webinars are 90 minutes in length (1:00pm - 2:30pm CT) & take place on Wednesdays.  The Workshop is a two-day event and runs from 9:00am - 4:00pm CT.

For additional information about the APRP Exam Prep Series and registering for the APRP exam, please visit our Accreditation Programs page and click the APRP tab.
 

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Over the course of this members-only series, industry experts are invited to share their expertise on timely and relevant topics such as faster payments, risk management, compliance, and the ACH Network. Whether you're a seasoned professional or new to your role, this series has something to offer for everyone. Bring your questions, and we hope you’ll leave with an insight into the ever-changing payments industry.

Actual webinar run time is 50 minutes (12:00pm - 12:50pm CT).

Series Description: Over the course of this members-only series, industry experts are invited to share their expertise on timely and relevant topics such as faster payments, risk management, compliance, and the ACH Network. Whether you're a seasoned professional or new to your role, this series has something to offer for everyone. Bring your questions, and we hope you’ll leave with an insight into the ever-changing payments industry.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH.  Access to webinar recordings will be available for unlimited playback through the end of the AAP exam testing window.  This series is also valuable for current AAPs seeking continuing education credits and payments professionals aiming to refresh their ACH knowledge.

The AAP Summer Series is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Webinars are 90 minutes in length (10:00am - 11:30am CT) & take place on Tuesdays.

Speaker(s): UMACHA's Education Team

Webinar Description: Join us for The Payments Roundtable, a new quarterly webinar, where UMACHA staff and, occasionally, outside industry experts will delve into the most pressing developments in the world of payments. We'll unpack the latest revisions to the Nacha Operating Rules and discuss potential upcoming changes that could impact your operations. Gain insights into the latest advancements in other payment systems and explore how these innovations are shaping the future of payments. In addition to rule updates, we’ll engage in a broader conversation about emerging trends and news across the payments ecosystem. Whether you’re navigating compliance challenges, exploring new payment technologies, or staying ahead of industry trends, this webinar will provide the knowledge and perspectives you need.

During this session, we will explore the following: 

• Faster Payments 2025: Innovations, Trends, and What’s Next

  • Featuring Reed Luhtanen and Vinay Prabhakar on behalf of the Faster Payments Council

• Automated Enrollment (ENR) Entries: What You Need to Know

• Planning for the 2026 Risk Management Revisions to the Nacha Operating Rules

  • Hear from a Minnesota community bank on how they plan to comply with the Rule changes

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH.  Access to webinar recordings will be available for unlimited playback through the end of the AAP exam testing window.  This series is also valuable for current AAPs seeking continuing education credits and payments professionals aiming to refresh their ACH knowledge.

The AAP Summer Series is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Webinars are 90 minutes in length (10:00am - 11:30am CT) & take place on Tuesdays.

Speaker(s): UMACHA's Education Team

Webinar Description: Of course, we know you would never break the rules… but what happens when you are party to an ACH transaction where another financial institution does not appear to be complying with the Nacha Operating Rules? This may come in the form of an Originator and ODFI not responding appropriately to a Notification of Change by making the requested changes, or perhaps a financial institution is not providing requested documentation – like an RDFI providing a Written Statement of Unauthorized Debit or an ODFI providing proof of authorization for an ACH Entry. And what about when the breach of warranty process goes nowhere because the respondent is not cooperating? During this session, we will explore Nacha’s System of Fines and Arbitration processes and discuss how they can be used to help resolve issues of non-compliance and disputes between financial institutions.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH.  Access to webinar recordings will be available for unlimited playback through the end of the AAP exam testing window.  This series is also valuable for current AAPs seeking continuing education credits and payments professionals aiming to refresh their ACH knowledge.

The AAP Summer Series is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Webinars are 90 minutes in length (10:00am - 11:30am CT) & take place on Tuesdays.

Rules vs. Reality is an engaging session that explores real-world scenarios from actual member phone calls and emails. Its goal is to shed light on practical situations that financial institutions regularly encounter, providing a platform to better understand how the Nacha Rules can be effectively applied in practice. The session also encourages audience participation, fostering discussions on making informed judgment calls while balancing the letter of the rules with the realities of financial operations.

Note: Rules vs. Reality is offered as a four-part series or as individual webinars to accommodate those who do not wish to purchase the entire series. Each session features unique scenarios. Click a session title below to view a singular Rules vs. Reality webinar.

Series Description: Rules vs. Reality is an engaging session that explores real-world scenarios from actual member phone calls and emails. Its goal is to shed light on practical situations that financial institutions regularly encounter, providing a platform to better understand how the Nacha Rules can be effectively applied in practice. The session also encourages audience participation, fostering discussions on making informed judgment calls while balancing the letter of the rules with the realities of financial operations.

Note: Rules vs. Reality is offered as a four-part series or as individual webinars to accommodate those who do not wish to purchase the entire series. Each session features unique scenarios.

Speaker(s): UMACHA's Education Team

Session Description: TBD

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Series Description: Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series, you will gain insights about the types of scams faced by financial institutions and recommendations to help mitigate against the risk of becoming victim to these frauds.

This series is co-sponsored by UMACHA and the Financial & Retailers Protection Association (FRPA).

Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series, you will gain insights about the types of scams faced by financial institutions and recommendations to help mitigate against the risk of becoming victim to these frauds.

This series is co-sponsored by UMACHA and the Financial & Retailers Protection Association (FRPA).

Interested in attending a particular Fraud Friday session?  Click the link below to register for an individual session.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH.  Access to webinar recordings will be available for unlimited playback through the end of the AAP exam testing window.  This series is also valuable for current AAPs seeking continuing education credits and payments professionals aiming to refresh their ACH knowledge.

The AAP Summer Series is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Webinars are 90 minutes in length (10:00am - 11:30am CT) & take place on Tuesdays.

Speaker(s): UMACHA's Education Team

Webinar Description: Regardless of whether you are an ODFI, RDFI, or both, you are making warranties and indemnities to other ACH Network participants every day. This session discusses what a warranty and indemnity are and why you should understand the warranties and indemnities you are making. The session takes a deep dive into the warranties and indemnities regarding ACH authorizations, Notifications of Change, and transactions where an Eligible Source Document (i.e. check) is converted to an ACH debit. Finally, the session wraps up with a discussion on what to do when you are unable to resolve a dispute with another financial institution regarding an asserted breach of warranty. 

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH.  Access to webinar recordings will be available for unlimited playback through the end of the AAP exam testing window.  This series is also valuable for current AAPs seeking continuing education credits and payments professionals aiming to refresh their ACH knowledge.

The AAP Summer Series is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Webinars are 90 minutes in length (10:00am - 11:30am CT) & take place on Tuesdays.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Speaker(s): UMACHA's Education Team

Series Description: â€‹Calling all UMACHA members: You are invited to our FREE members-only Lunch Table Talk series where we dive into what’s trending in the world of payments. While our staff will help guide the conversation, this is your opportunity to bring your burning questions, thoughts, and curiosities to a large group of your peers. Together, we can all gain new insights and learn from fresh perspectives as we strive to stay up to date with all things payments!

Actual webinar run time is 50 minutes (12:00pm - 12:50pm CT).

Note: Due to the conversational nature of these sessions, they will not be recorded. Therefore, you are highly encourage to attend live.  Additionally, accredited attendees may only claim CECs from this series if a session was attended.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH.  Access to webinar recordings will be available for unlimited playback through the end of the AAP exam testing window.  This series is also valuable for current AAPs seeking continuing education credits and payments professionals aiming to refresh their ACH knowledge.

The AAP Summer Series is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Webinars are 90 minutes in length (10:00am - 11:30am CT) & take place on Tuesdays.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Ten-part live webinar series with a deep examination into the Nacha Operating Rules and other areas related to ACH.  Access to webinar recordings will be available for unlimited playback through the end of the AAP exam testing window.  This series is also valuable for current AAPs seeking continuing education credits and payments professionals aiming to refresh their ACH knowledge.

The AAP Summer Series is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Webinars are 90 minutes in length (10:00am - 11:30am CT) & take place on Tuesdays.

Speaker(s): UMACHA's Compliance Team

Webinar Description: Join us for Common ACH Risk Assessment Findings, where we will explore common best practices identified by UMACHA's compliance staff. This session provides valuable insights into findings that support compliance with the Nacha Operating Rules and align with FFIEC guidance, empowering financial institutions to effectively reduce risk. Gain practical knowledge and actionable strategies to enhance your institution’s risk management framework and strengthen your operational resilience. 

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Speaker(s): UMACHA's Education Team

Event Description: As the AAP exam window draws near, it's the homestretch for your preparations. This two-day workshop is the perfect opportunity to fine-tune your knowledge and boost your confidence. Through a combination of engaging discussion and review activities, you'll solidify your understanding of various concepts likely to be within the scope of the AAP exam. But this workshop is more than just a recap – it's your opportunity to address any lingering questions and seek clarification on complex topics. We understand that the final stretch of preparation can be challenging, which is why we've designed this workshop to reenergize and refocus you when you need it most.

The AAP Two-Day Review Workshop is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Already have your AAP? This workshop is a great opportunity to earn Continuing Education Credits to maintain your AAP.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Over the course of this members-only series, industry experts are invited to share their expertise on timely and relevant topics such as faster payments, risk management, compliance, and the ACH Network. Whether you're a seasoned professional or new to your role, this series has something to offer for everyone. Bring your questions, and we hope you’ll leave with an insight into the ever-changing payments industry.

Actual webinar run time is 50 minutes (12:00pm - 12:50pm CT).

Series Description: Over the course of this members-only series, industry experts are invited to share their expertise on timely and relevant topics such as faster payments, risk management, compliance, and the ACH Network. Whether you're a seasoned professional or new to your role, this series has something to offer for everyone. Bring your questions, and we hope you’ll leave with an insight into the ever-changing payments industry.

Speaker(s): UMACHA's Education Team

Event Description: As the AAP exam window draws near, it's the homestretch for your preparations. This two-day workshop is the perfect opportunity to fine-tune your knowledge and boost your confidence. Through a combination of engaging discussion and review activities, you'll solidify your understanding of various concepts likely to be within the scope of the AAP exam. But this workshop is more than just a recap – it's your opportunity to address any lingering questions and seek clarification on complex topics. We understand that the final stretch of preparation can be challenging, which is why we've designed this workshop to reenergize and refocus you when you need it most.

The AAP Two-Day Review Workshop is a component of the larger AAP Exam Prep Series.  Click here to learn more and/or register for the AAP Exam Prep Series.

Already have your AAP? This workshop is a great opportunity to earn Continuing Education Credits to maintain your AAP.

The AAP Exam Prep Series consists of access to five ACH Primer webinars, ten AAP Summer Series webinars, six AAP Open Forum webinars, and the choice of an in-person or virtual review workshop.  Registrants will select one of the following options during registration:

• All AAP Exam Prep Series Webinars + an In-Person Two-Day AAP Workshop (Brooklyn Park, MN) on September 9-10, 2025.

• All AAP Exam Prep Series Webinars + a Virtual Two-Day AAP Workshop on September 18-19, 2025.

Webinars are 90 minutes in length (10:00am - 11:30am CT) and take place on Tuesdays and/or Thursdays.  Both workshop are two-day events and run from 8:30am - 4:30pm CT.

For additional information about the AAP Exam Prep Series and registering for the AAP exam, please visit our Accreditation Programs page and click the AAP tab.

Speaker(s): UMACHA's Compliance Team

Event Description: Every financial institution participating in the ACH Network is required to conduct an annual ACH audit. Are you prepared to meet this requirement? This interactive workshop places a spotlight on the specific audit requirements for both RDFIs and ODFIs and provides valuable insights and best practices for conducting your own internal audit effectively. Our seasoned audit experts will share experience gained through numerous audits, offering valuable tips, and highlighting common areas of non-compliance. As a valuable bonus, you will receive the electronic version of UMACHA's ACH Audit Guide, providing you with the necessary tools and resources to complete your audit this year.

Series Description: Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series, you will gain insights about the types of scams faced by financial institutions and recommendations to help mitigate against the risk of becoming victim to these frauds.

This series is co-sponsored by UMACHA and the Financial & Retailers Protection Association (FRPA).

Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series, you will gain insights about the types of scams faced by financial institutions and recommendations to help mitigate against the risk of becoming victim to these frauds.

This series is co-sponsored by UMACHA and the Financial & Retailers Protection Association (FRPA).

Interested in attending a particular Fraud Friday session?  Click the link below to register for an individual session.

Speaker(s): UMACHA's Education Team

Webinar Description: Join us for The Payments Roundtable, a new quarterly webinar, where UMACHA staff and, occasionally, outside industry experts will delve into the most pressing developments in the world of payments. We'll unpack the latest revisions to the Nacha Operating Rules and discuss potential upcoming changes that could impact your operations. Gain insights into the latest advancements in other payment systems and explore how these innovations are shaping the future of payments. In addition to rule updates, we’ll engage in a broader conversation about emerging trends and news across the payments ecosystem. Whether you’re navigating compliance challenges, exploring new payment technologies, or staying ahead of industry trends, this webinar will provide the knowledge and perspectives you need.

Speaker(s): UMACHA's Education Team

Series Description: â€‹Calling all UMACHA members: You are invited to our FREE members-only Lunch Table Talk series where we dive into what’s trending in the world of payments. While our staff will help guide the conversation, this is your opportunity to bring your burning questions, thoughts, and curiosities to a large group of your peers. Together, we can all gain new insights and learn from fresh perspectives as we strive to stay up to date with all things payments!

Actual webinar run time is 50 minutes (12:00pm - 12:50pm CT).

Note: Due to the conversational nature of these sessions, they will not be recorded. Therefore, you are highly encourage to attend live.  Additionally, accredited attendees may only claim CECs from this series if a session was attended.

Speaker(s): UMACHA's Education Team

Event Description: There are still billions (yes, billions with a b) of checks processed each year, and dealing with fraud and non-fraud-related exceptions continues to be reported as a pain point for many financial institutions. Whether dealing with returns, adjustments, or claims related to fraud, there is a lot to try and keep up with for a payments operations professional. During this workshop, we will discuss the legal framework that sets forth the legal rights and responsibilities of the Bank of First Deposit and the Paying Bank, including the allocation of loss for different types of fraud claims. If you work in check operations, you won’t want to miss this workshop!

Speaker(s): Various Speakers

Event Description: EPCOR and UMACHA are teaming up to bring a day of fraud education to the Des Moines, Iowa area.  This symposium will be packed with useful information for your institution to stay ahead of the fraudsters. Potential topics include: local law enforcement, card cloning, check washing and other check fraud, an interactive cybersecurity session, and more! This is your go-to resource for understanding how to combat fraud within the financial services industry.

The forthcoming agenda will determine exact topics for this symposium.

Rules vs. Reality is an engaging session that explores real-world scenarios from actual member phone calls and emails. Its goal is to shed light on practical situations that financial institutions regularly encounter, providing a platform to better understand how the Nacha Rules can be effectively applied in practice. The session also encourages audience participation, fostering discussions on making informed judgment calls while balancing the letter of the rules with the realities of financial operations.

Note: Rules vs. Reality is offered as a four-part series or as individual webinars to accommodate those who do not wish to purchase the entire series. Each session features unique scenarios. Click a session title below to view a singular Rules vs. Reality webinar.

Series Description: Rules vs. Reality is an engaging session that explores real-world scenarios from actual member phone calls and emails. Its goal is to shed light on practical situations that financial institutions regularly encounter, providing a platform to better understand how the Nacha Rules can be effectively applied in practice. The session also encourages audience participation, fostering discussions on making informed judgment calls while balancing the letter of the rules with the realities of financial operations.

Note: Rules vs. Reality is offered as a four-part series or as individual webinars to accommodate those who do not wish to purchase the entire series. Each session features unique scenarios.

Speaker(s): UMACHA's Education Team

Session Description: TBD

Over the course of this members-only series, industry experts are invited to share their expertise on timely and relevant topics such as faster payments, risk management, compliance, and the ACH Network. Whether you're a seasoned professional or new to your role, this series has something to offer for everyone. Bring your questions, and we hope you’ll leave with an insight into the ever-changing payments industry.

Actual webinar run time is 50 minutes (12:00pm - 12:50pm CT).

Series Description: Over the course of this members-only series, industry experts are invited to share their expertise on timely and relevant topics such as faster payments, risk management, compliance, and the ACH Network. Whether you're a seasoned professional or new to your role, this series has something to offer for everyone. Bring your questions, and we hope you’ll leave with an insight into the ever-changing payments industry.

Speaker(s): Various Speakers

Event Description: In the dynamic world of payments, one thing remains constant: change. As payment professionals, we must continually evolve to keep pace with the ever-shifting landscape. With the continued market adoption of instant payment solutions like FedNow and RTP, financial institutions are on the cusp of what continues to be a transformation in faster payments. Join us for your opportunity to gain insights, knowledge, and strategies to navigate the changing payments landscape with confidence. Whether you're an industry veteran or a newcomer, this session offers valuable perspectives to equip yourself for the exciting journey ahead.

Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series, you will gain insights about the types of scams faced by financial institutions and recommendations to help mitigate against the risk of becoming victim to these frauds.

This series is co-sponsored by UMACHA and the Financial & Retailers Protection Association (FRPA).

Interested in attending a particular Fraud Friday session?  Click the link below to register for an individual session.

Series Description: Fraud, scams, and financial crimes continue to remain an ever-evolving battle as, despite the motive often staying the same, the tactics continue changing over time. During this series, you will gain insights about the types of scams faced by financial institutions and recommendations to help mitigate against the risk of becoming victim to these frauds.

This series is co-sponsored by UMACHA and the Financial & Retailers Protection Association (FRPA).

Speaker(s): UMACHA's Education Team

Webinar Description: As we approach the end of the year, it's time to reflect on the changes that have shaped the world of ACH payments this year. Join us as we recap the year in review, focusing on revisions to the Nacha Operating Rules and reflecting on the state of the ACH Network. This session is an opportunity to earn one additional continuing education credit for those who hold their AAP and/or APRP accreditations.

Actual webinar run time is 10:00am - 10:50am CT.

Speaker(s): UMACHA's Education Team

Series Description: â€‹Calling all UMACHA members: You are invited to our FREE members-only Lunch Table Talk series where we dive into what’s trending in the world of payments. While our staff will help guide the conversation, this is your opportunity to bring your burning questions, thoughts, and curiosities to a large group of your peers. Together, we can all gain new insights and learn from fresh perspectives as we strive to stay up to date with all things payments!

Actual webinar run time is 50 minutes (12:00pm - 12:50pm CT).

Note: Due to the conversational nature of these sessions, they will not be recorded. Therefore, you are highly encourage to attend live.  Additionally, accredited attendees may only claim CECs from this series if a session was attended.