Calendar of Events - Upper Midwest ACH Association

If you’ve ever wondered why the 60-day time frame in the Nacha Operating Rules doesn’t align with the 60 days in Regulation E, this webinar is for you. 

We’ll break down the differences between these requirements, clarify your institution’s obligations when consumers report alleged errors, including unauthorized ACH debits, and discuss practical recovery options to help minimize losses. By bridging the gap between the Nacha Rules and Reg E, you’ll gain the knowledge and confidence to handle consumer dispute cases accurately and efficiently.

Key Takeaways — You’ll Learn How To:

• Understand the differences between the 60-day time frames in the Nacha Rules and Regulation E

• Determine your institution’s responsibilities for handling reports of unauthorized ACH debits

• Explore strategies to attempt recovery and minimize financial loss

• Strengthen your procedures to ensure compliance and consistent handling of disputes

Can’t Attend Live?
No problem! By registering for the live session, you’ll receive access to the on-demand recording so you can watch at your convenience.

If you’re planning to sit for the National Check Professional (NCP) exam, UMACHA has partnered with EPCOR to bring you the ultimate NCP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 14 live webinars led by industry experts, along with on-demand courses you can access anytime for added flexibility. Together, we’ll take a deep dive into all the major topics covered on the NCP exam, including:

• Check processing and adjustment handling

• Rules and regulations such as Regulation CC, UCC Articles 3 & 4, OC3, and Regulation J

• ECCHO Rules and ACH Rules related to check conversion

• Image exchange standards and processing options

• Fraud detection and risk mitigation considerations

To further support your exam preparation, you’ll also receive valuable study resources, including the NCP Study Manual, quick reference cards, and practice tests to reinforce your knowledge. Plus, all live webinars are recorded, giving you the ability to revisit sessions whenever you need.

By partnering with EPCOR, UMACHA is proud to offer this robust learning experience, providing thorough preparation and expert guidance to help you feel exam-ready and confident in achieving your NCP certification.

Webinar Dates, Times, and Titles:

Your institution’s policies and procedures form the foundation of your ACH operations — guiding daily activities, ensuring consistency, and maintaining compliance. 

This workshop will walk you through key provisions of the Nacha Operating Rules that should be reflected in your documented ACH procedures. You’ll gain the insight needed to keep your policies current, your processes compliant, and your client experience consistent across every interaction.

Key Takeaways — You’ll Learn How To:

• Identify essential Nacha Rule provisions to include in your ACH policies and procedures

• Evaluate and update existing documentation to ensure compliance and consistency

• Strengthen internal controls to support efficient and reliable ACH operations

• Align operational practices with regulatory expectations and best practices

Can’t Attend Live?
No problem! By registering for the live session, you’ll receive access to the full recording so you can watch it whenever it’s most convenient for you.

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the National Check Professional (NCP) exam, UMACHA has partnered with EPCOR to bring you the ultimate NCP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 14 live webinars led by industry experts, along with on-demand courses you can access anytime for added flexibility. Together, we’ll take a deep dive into all the major topics covered on the NCP exam, including:

• Check processing and adjustment handling

• Rules and regulations such as Regulation CC, UCC Articles 3 & 4, OC3, and Regulation J

• ECCHO Rules and ACH Rules related to check conversion

• Image exchange standards and processing options

• Fraud detection and risk mitigation considerations

To further support your exam preparation, you’ll also receive valuable study resources, including the NCP Study Manual, quick reference cards, and practice tests to reinforce your knowledge. Plus, all live webinars are recorded, giving you the ability to revisit sessions whenever you need.

By partnering with EPCOR, UMACHA is proud to offer this robust learning experience, providing thorough preparation and expert guidance to help you feel exam-ready and confident in achieving your NCP certification.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the National Check Professional (NCP) exam, UMACHA has partnered with EPCOR to bring you the ultimate NCP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 14 live webinars led by industry experts, along with on-demand courses you can access anytime for added flexibility. Together, we’ll take a deep dive into all the major topics covered on the NCP exam, including:

• Check processing and adjustment handling

• Rules and regulations such as Regulation CC, UCC Articles 3 & 4, OC3, and Regulation J

• ECCHO Rules and ACH Rules related to check conversion

• Image exchange standards and processing options

• Fraud detection and risk mitigation considerations

To further support your exam preparation, you’ll also receive valuable study resources, including the NCP Study Manual, quick reference cards, and practice tests to reinforce your knowledge. Plus, all live webinars are recorded, giving you the ability to revisit sessions whenever you need.

By partnering with EPCOR, UMACHA is proud to offer this robust learning experience, providing thorough preparation and expert guidance to help you feel exam-ready and confident in achieving your NCP certification.

Webinar Dates, Times, and Titles:

Every financial institution participating in the ACH Network must complete an annual ACH audit — but are you confident you’re ready? This interactive workshop will guide you through the specific audit requirements for both ODFIs and RDFIs, helping you understand what’s expected and how to ensure full compliance. 

UMACHA’s seasoned audit experts will share real-world insights, best practices, and common findings to help you strengthen your institution’s audit process and avoid common pitfalls. 

Plus, you’ll receive an electronic copy of UMACHA’s ACH Audit Guide to support your audit preparation and completion.

Key Takeaways — You’ll Learn How To:

• Identify and understand annual ACH audit requirements for both ODFIs and RDFIs

• Conduct an effective internal ACH audit using proven methods and best practices

• Recognize common areas of non-compliance and how to address them

• Utilize UMACHA's ACH Audit Guide to streamline your audit process

Can’t Attend Live?
No worries! By registering for the live session, you’ll receive access to the full recording so you can review the material at your own convenience.

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the National Check Professional (NCP) exam, UMACHA has partnered with EPCOR to bring you the ultimate NCP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 14 live webinars led by industry experts, along with on-demand courses you can access anytime for added flexibility. Together, we’ll take a deep dive into all the major topics covered on the NCP exam, including:

• Check processing and adjustment handling

• Rules and regulations such as Regulation CC, UCC Articles 3 & 4, OC3, and Regulation J

• ECCHO Rules and ACH Rules related to check conversion

• Image exchange standards and processing options

• Fraud detection and risk mitigation considerations

To further support your exam preparation, you’ll also receive valuable study resources, including the NCP Study Manual, quick reference cards, and practice tests to reinforce your knowledge. Plus, all live webinars are recorded, giving you the ability to revisit sessions whenever you need.

By partnering with EPCOR, UMACHA is proud to offer this robust learning experience, providing thorough preparation and expert guidance to help you feel exam-ready and confident in achieving your NCP certification.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

Calling all UMACHA members! Join us for our FREE, members-only Lunch Table Talk series, where we explore what’s trending in the ever-evolving world of payments. Each session offers an open, conversational format guided by UMACHA’s knowledgeable staff — but driven by you. 

Bring your questions, ideas, and insights to share with your peers as we discuss real-world challenges, new developments, and opportunities across the payments landscape. Together, we’ll exchange fresh perspectives and strengthen our collective understanding of the payments industry.

You’ll Be Able To:

• Engage with peers and payments professionals in a collaborative discussion

• Explore current trends, challenges, and hot topics in payments

• Gain new insights and perspectives from others in the industry

• Strengthen your knowledge and stay current on the latest developments

Plan to Attend Live:
Because this series is highly interactive, sessions will not be recorded. To get the most value and to be eligible for continuing education credits (CECs), plan to attend each session live.

Note: Actual webinar run time is 50 minutes (12:00pm - 12:50pm CT).

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

Fraud continues to evolve — and staying ahead requires collaboration, insight, and shared experience. This in-person information-sharing event brings together local law enforcement, guest speakers, and your industry peers for an interactive discussion focused on fraud awareness, prevention, and response. 
 
Attendees will gain practical insights into current financial crimes impacting institutions across Minnesota and Wisconsin, along with actionable strategies to strengthen fraud mitigation efforts. The exact agenda will be announced closer to the event, so be sure to check back for the latest updates.
 
Key Takeaways — You’ll Learn How To:

• Identify current fraud trends and challenges affecting financial institutions

• Apply practical prevention and response strategies through peer and expert insights

• Engage effectively with law enforcement during fraud investigations

• Leverage tools and resources from UMACHA, FRPA, and Nacha to enhance your institution’s defenses

Can’t Attend Live?
This is an in-person event, so attendance is required to participate. No recording will be available.

Add a Half-Day Rules Event the Day After the Fraud Forum
On May 8th, UMACHA will host a half-day, in-person rules event titled "Staying Ahead of Nacha Rules: Peer Insights and Practical Preparation." In addition to reviewing recent Nacha Rule updates, attendees will have the opportunity to share insights and learn from peers about how their institutions are preparing.  This event will take place at the same location as the previous day's Fraud Forum.

Those registering for the Fraud Forum will have the option to add this additional event to their registration.  To register for only the half-day rules event, please register using the link above.

With recently implemented Nacha Operating Rule revisions and several approved but not yet effective changes, financial institutions face a lot to keep up with to remain compliant. 

This in-person session will cover key upcoming topics, including fraud monitoring by Originators, TPSPs, and ODFIs, RDFI ACH credit monitoring, new mandatory Company Entry Descriptions, changes to funds availability requirements for certain ACH credits, updates to International ACH Transactions (IATs), and a new return reason code. 

In addition to reviewing these updates, attendees will have the opportunity to share insights and learn from peers about how their institutions are preparing for these changes. 
 
Key Takeaways — You’ll Learn How To:

• Understand upcoming Nacha Operating Rules changes and their potential impact on your institution

• Identify steps your institution can take to prepare for the new requirements

• Strengthen compliance and risk management practices in anticipation of upcoming Nacha Operating Rules

Can’t Attend Live?
This is an in-person event, so attendance is required to participate. No recording will be available.

NOTE: This half-day rules event is preceded by an in-person Fraud Forum the day before in the same location.  To register for both the Fraud Forum and this event, please click here.

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

Fraud continues to evolve — and staying ahead requires collaboration, insight, and shared experience. This in-person information-sharing event brings together local law enforcement, guest speakers, and your industry peers for an interactive discussion focused on fraud awareness, prevention, and response. 
 
Attendees will gain practical insights into current financial crimes impacting institutions across South Dakota, along with actionable strategies to strengthen fraud mitigation efforts. The exact agenda will be announced closer to the event, so be sure to check back for the latest updates.
 
Key Takeaways — You’ll Learn How To:

• Identify current fraud trends and challenges affecting financial institutions

• Apply practical prevention and response strategies through peer and expert insights

• Engage effectively with law enforcement during fraud investigations

• Leverage tools and resources from UMACHA, FRPA, and Nacha to enhance your institution’s defenses

Can’t Attend Live?
This is an in-person event, so attendance is required to participate. No recording will be available.

Add a Half-Day Rules Event the Day After the Fraud Forum
On May 15th, UMACHA will host a half-day, in-person rules event titled "Staying Ahead of Nacha Rules: Peer Insights and Practical Preparation." In addition to reviewing recent Nacha Rule updates, attendees will have the opportunity to share insights and learn from peers about how their institutions are preparing.

Those registering for the Fraud Forum will have the option to add this additional event to their registration.  To register for only the half-day rules event, please register using the link above.

With recently implemented Nacha Operating Rule revisions and several approved but not yet effective changes, financial institutions face a lot to keep up with to remain compliant. 

This in-person session will cover key upcoming topics, including fraud monitoring by Originators, TPSPs, and ODFIs, RDFI ACH credit monitoring, new mandatory Company Entry Descriptions, changes to funds availability requirements for certain ACH credits, updates to International ACH Transactions (IATs), and a new return reason code. 

In addition to reviewing these updates, attendees will have the opportunity to share insights and learn from peers about how their institutions are preparing for these changes. 
 
Key Takeaways — You’ll Learn How To:

• Understand upcoming Nacha Operating Rules changes and their potential impact on your institution

• Identify steps your institution can take to prepare for the new requirements

• Strengthen compliance and risk management practices in anticipation of upcoming Nacha Operating Rules

Can’t Attend Live?
This is an in-person event, so attendance is required to participate. No recording will be available.

NOTE: This half-day rules event is preceded by an in-person Fraud Forum the day before in the same location.  To register for both the Fraud Forum and this event, please click here.

Fraud continues to evolve — and staying ahead requires collaboration, insight, and shared experience. This in-person information-sharing event brings together local law enforcement, guest speakers, and your industry peers for an interactive discussion focused on fraud awareness, prevention, and response. 
 
Attendees will gain practical insights into current financial crimes impacting institutions across North Dakota, along with actionable strategies to strengthen fraud mitigation efforts. The exact agenda will be announced closer to the event, so be sure to check back for the latest updates.
 
Key Takeaways — You’ll Learn How To:

• Identify current fraud trends and challenges affecting financial institutions

• Apply practical prevention and response strategies through peer and expert insights

• Engage effectively with law enforcement during fraud investigations

• Leverage tools and resources from UMACHA, FRPA, and Nacha to enhance your institution’s defenses

Can’t Attend Live?
This is an in-person event, so attendance is required to participate. No recording will be available.

Add a Half-Day Rules Event the Day After the Fraud Forum
On May 20th, UMACHA will host a half-day, in-person rules event titled "Staying Ahead of Nacha Rules: Peer Insights and Practical Preparation." In addition to reviewing recent Nacha Rule updates, attendees will have the opportunity to share insights and learn from peers about how their institutions are preparing.

Those registering for the Fraud Forum will have the option to add this additional event to their registration.  To register for only the half-day rules event, please register using the link above.

With recently implemented Nacha Operating Rule revisions and several approved but not yet effective changes, financial institutions face a lot to keep up with to remain compliant. 

This in-person session will cover key upcoming topics, including fraud monitoring by Originators, TPSPs, and ODFIs, RDFI ACH credit monitoring, new mandatory Company Entry Descriptions, changes to funds availability requirements for certain ACH credits, updates to International ACH Transactions (IATs), and a new return reason code. 

In addition to reviewing these updates, attendees will have the opportunity to share insights and learn from peers about how their institutions are preparing for these changes. 
 
Key Takeaways — You’ll Learn How To:

• Understand upcoming Nacha Operating Rules changes and their potential impact on your institution

• Identify steps your institution can take to prepare for the new requirements

• Strengthen compliance and risk management practices in anticipation of upcoming Nacha Operating Rules

Can’t Attend Live?
This is an in-person event, so attendance is required to participate. No recording will be available.

NOTE: This half-day rules event is preceded by an in-person Fraud Forum the day before in the same location.  To register for both the Fraud Forum and this event, please click here.

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

Even in today’s digital world, billions of checks are processed each year, and managing exceptions — both fraud and non-fraud related — remains a major challenge for payments operations professionals. 

This workshop will provide a clear understanding of the legal framework governing check processing, including the rights and responsibilities of the Bank of First Deposit and the Paying Bank, as well as how losses are allocated for different types of fraud claims. 

Whether you handle returns, adjustments, or claims, this session will equip you with the knowledge to navigate check exceptions confidently.

Key Takeaways — You’ll Learn How To:

• Understand the legal rights and responsibilities of the Bank of First Deposit and the Paying Bank

• Manage returns, adjustments, and fraud-related claims effectively

• Apply best practices for loss allocation across different types of fraud

• Strengthen your operational knowledge to handle check exceptions with confidence

Can’t Attend Live?
No worries! By registering for the live session, you’ll receive access to the full recording so you can review the material at your own convenience.

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

Phase Two of Nacha’s expanded fraud-monitoring requirements for Originators, Third-Party Service Providers (TPSPs), ODFIs, and RDFIs becomes effective June 19, 2026 — is your institution ready? 

This webinar will review the expectations for monitoring ACH activity and outline practical considerations for compliance with Nacha’s evolving risk-management initiatives. We will also discuss changes related to International ACH Transactions (IATs), additional contacts in the ACH Contact Registry, changes to funds-availability for certain ACH credits, and a brand-new return reason code—so you know what’s coming and how to prepare.

Key Takeaways — You’ll Learn How To:

• Understand Nacha’s expanded fraud-monitoring requirements effective June 19, 2026

• Develop or enhance monitoring procedures to detect and respond to suspicious ACH activity

• Prepare for the operational impact of each of the upcoming Nacha Operating Rules changes

• Evaluate your institution’s readiness and close compliance gaps before the effective date

Can’t Attend Live?
No problem! By registering for the live session, you’ll receive access to the on-demand recording so you can watch at your convenience.

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

UMACHA’s AAP Summer Series is a focused 10-part webinar program that takes a deep dive into key provisions of the Nacha Operating Rules. Designed to expand and reinforce foundational knowledge, these sessions are an excellent way to strengthen your understanding of ACH payments and stay current with the rules, regulations, and laws that impact the network.
This series is a great opportunity for:

• Existing Accredited ACH Professionals (AAPs): Earn valuable continuing education credits while refreshing your knowledge of the Nacha Operating Rules.
• Payments Professionals of all levels: Gain a stronger grasp of ACH operations, risk, compliance, and legal frameworks that support the modern ACH Network.

The AAP Summer Series is also a helpful stepping stone for individuals considering the AAP exam. However, if you plan to sit for the exam, you may benefit more from UMACHA’s full AAP Exam Prep Series, which includes additional webinars, resources, practice tools, and a comprehensive review workshop designed to help candidates prepare with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

UMACHA’s AAP Summer Series is a focused 10-part webinar program that takes a deep dive into key provisions of the Nacha Operating Rules. Designed to expand and reinforce foundational knowledge, these sessions are an excellent way to strengthen your understanding of ACH payments and stay current with the rules, regulations, and laws that impact the network.
This series is a great opportunity for:

• Existing Accredited ACH Professionals (AAPs): Earn valuable continuing education credits while refreshing your knowledge of the Nacha Operating Rules.
• Payments Professionals of all levels: Gain a stronger grasp of ACH operations, risk, compliance, and legal frameworks that support the modern ACH Network.

The AAP Summer Series is also a helpful stepping stone for individuals considering the AAP exam. However, if you plan to sit for the exam, you may benefit more from UMACHA’s full AAP Exam Prep Series, which includes additional webinars, resources, practice tools, and a comprehensive review workshop designed to help candidates prepare with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

UMACHA’s AAP Summer Series is a focused 10-part webinar program that takes a deep dive into key provisions of the Nacha Operating Rules. Designed to expand and reinforce foundational knowledge, these sessions are an excellent way to strengthen your understanding of ACH payments and stay current with the rules, regulations, and laws that impact the network.
This series is a great opportunity for:

• Existing Accredited ACH Professionals (AAPs): Earn valuable continuing education credits while refreshing your knowledge of the Nacha Operating Rules.
• Payments Professionals of all levels: Gain a stronger grasp of ACH operations, risk, compliance, and legal frameworks that support the modern ACH Network.

The AAP Summer Series is also a helpful stepping stone for individuals considering the AAP exam. However, if you plan to sit for the exam, you may benefit more from UMACHA’s full AAP Exam Prep Series, which includes additional webinars, resources, practice tools, and a comprehensive review workshop designed to help candidates prepare with confidence.

Webinar Dates, Times, and Titles:

Regulation E is a straightforward concept, yet the language can be complicated. Applying the regulation to each situation many times falls in a gray area. Guest speaker Diana Kern from SHAZAM will cut to the chase and discuss best practices for resolving errors and simplify the ways to determine liability. This session will cover what actions you might take to investigate, why “unauthorized” is more complicated than ever, how to manage claims outside of the reg’s stated timeframe, and when it’s okay to question the consumer’s claim.

Can’t Attend Live?
No problem! By registering for the live webinar, you’ll receive access to the full recording so you can watch it at your convenience.

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

UMACHA’s AAP Summer Series is a focused 10-part webinar program that takes a deep dive into key provisions of the Nacha Operating Rules. Designed to expand and reinforce foundational knowledge, these sessions are an excellent way to strengthen your understanding of ACH payments and stay current with the rules, regulations, and laws that impact the network.
This series is a great opportunity for:

• Existing Accredited ACH Professionals (AAPs): Earn valuable continuing education credits while refreshing your knowledge of the Nacha Operating Rules.
• Payments Professionals of all levels: Gain a stronger grasp of ACH operations, risk, compliance, and legal frameworks that support the modern ACH Network.

The AAP Summer Series is also a helpful stepping stone for individuals considering the AAP exam. However, if you plan to sit for the exam, you may benefit more from UMACHA’s full AAP Exam Prep Series, which includes additional webinars, resources, practice tools, and a comprehensive review workshop designed to help candidates prepare with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited Payments Risk Professional (APRP) exam, UMACHA has partnered with EPCOR to bring you the ultimate APRP Exam Prep Series—your go-to resource for exam success. This comprehensive program is designed to give you the knowledge, tools, and confidence you need to succeed on exam day—all without ever leaving your office.

The Prep Series includes 15 live webinars led by payments risk experts, along with on-demand courses you can access anytime to fit your study schedule. Together, we’ll thoroughly explore the key areas covered on the APRP exam, including, but not limited to:

• Risk management across all payment channels

• Payments laws, rules, and regulations

• Risk controls, policies, and procedures

• Risk management frameworks and strategies

• Oversight, governance, and regulatory compliance

​In addition, you’ll receive access to essential study resources such as an APRP Study Manual, practice tests, and other tools to strengthen your preparation. All live webinars are also recorded, so you can revisit sessions whenever you need a refresher.

Through our partnership with EPCOR, UMACHA is proud to offer this in-depth exam prep program, giving you the expert guidance and resources to build a solid foundation and approach your APRP exam with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

UMACHA’s AAP Summer Series is a focused 10-part webinar program that takes a deep dive into key provisions of the Nacha Operating Rules. Designed to expand and reinforce foundational knowledge, these sessions are an excellent way to strengthen your understanding of ACH payments and stay current with the rules, regulations, and laws that impact the network.
This series is a great opportunity for:

• Existing Accredited ACH Professionals (AAPs): Earn valuable continuing education credits while refreshing your knowledge of the Nacha Operating Rules.
• Payments Professionals of all levels: Gain a stronger grasp of ACH operations, risk, compliance, and legal frameworks that support the modern ACH Network.

The AAP Summer Series is also a helpful stepping stone for individuals considering the AAP exam. However, if you plan to sit for the exam, you may benefit more from UMACHA’s full AAP Exam Prep Series, which includes additional webinars, resources, practice tools, and a comprehensive review workshop designed to help candidates prepare with confidence.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

UMACHA’s AAP Summer Series is a focused 10-part webinar program that takes a deep dive into key provisions of the Nacha Operating Rules. Designed to expand and reinforce foundational knowledge, these sessions are an excellent way to strengthen your understanding of ACH payments and stay current with the rules, regulations, and laws that impact the network.
This series is a great opportunity for:

• Existing Accredited ACH Professionals (AAPs): Earn valuable continuing education credits while refreshing your knowledge of the Nacha Operating Rules.
• Payments Professionals of all levels: Gain a stronger grasp of ACH operations, risk, compliance, and legal frameworks that support the modern ACH Network.

The AAP Summer Series is also a helpful stepping stone for individuals considering the AAP exam. However, if you plan to sit for the exam, you may benefit more from UMACHA’s full AAP Exam Prep Series, which includes additional webinars, resources, practice tools, and a comprehensive review workshop designed to help candidates prepare with confidence.

Webinar Dates, Times, and Titles:

EPCOR and UMACHA are teaming up once again to bring you two days of fraud education. The Virtual Fraud Symposium will be packed with useful information to help you stay ahead of fraudsters. Don’t miss your chance to join us and empower your institution with knowledge that will help combat fraud within the payments industry. Stay tuned for our full agenda, coming soon.

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles:

If you’re planning to sit for the Accredited ACH Professional (AAP) exam, UMACHA’s AAP Exam Prep Series is designed to guide you every step of the way. This comprehensive program includes 21 webinars, thoughtfully organized into three segments to build your knowledge and confidence as exam day approaches:

• Primer Series (4 webinars): An introduction to key provisions of the Nacha Operating Rules and foundational concepts likely to appear on the exam.

• Summer Series (10 webinars): A deeper dive into critical sections of the Nacha Operating Rules and related payments concepts. These sessions expand on your foundational knowledge and strengthen your understanding of the topics likely to be within the scope of the exam.

• Open Forums (7 webinars): Interactive sessions designed to let you ask questions, clarify complex topics, and engage in informal discussions that enhance your preparation experience.

In addition to the webinar series, participants will attend a two-day review workshop in September, choosing between a virtual format or an in-person workshop in Brooklyn Park, Minnesota. This highly interactive workshop focuses on group activities to validate your knowledge and help ensure you’re exam-ready.

Registrants also receive:

• The 2026 Nacha Operating Rules via online subscription code (available shortly after the series begins and invoice for the series is paid).

• Access to UMACHA’s AAP Practice Quiz, a 120-question quiz designed to test your knowledge of topics likely to appear on the exam. The practice quiz becomes available about halfway through the series to help you assess your progress and identify areas for further review.

• Dedicated staff at UMACHA to help address any questions and provide support throughout your exam journey.

UMACHA’s AAP Exam Prep Series provides the structure, resources, and support you need to prepare with confidence and take the next step in your professional payments career.

Webinar Dates, Times, and Titles: